Sipay is a Payments & billing tool: Virtual POS, payments and wallet from a licensed Turkish e-money firm.

How much does Sipay cost?

Sipay uses a paid model with no public price list and no free trial; contact Sipay for a custom quote.

What are the best alternatives to Sipay?

Community-listed alternatives to Sipay include Lidio, Payten, Stripe, iyzico.

What does Sipay integrate with?

Sipay integrates with WooCommerce, OpenCart, ikas, API, Payment links and more.

Which platforms does Sipay support?

Sipay is available on web, ios, android.

Sipay

Virtual POS, payments and wallet from a licensed Turkish e-money firm

PaidPayments & billing

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Sipay is a payments & billing tool for Small businesses and E-commerce, offered as paid. Based in Turkey. Popular alternatives include Lidio, Payten, Stripe.

About Sipay

Sipay is a Turkish fintech company based in Istanbul and licensed by the Central Bank of the Republic of Turkey as an electronic money institution. It provides payment infrastructure for online and offline merchants and a digital wallet for consumers, positioning itself as a single provider for collecting payments, splitting funds and paying out.

For merchants, Sipay offers virtual POS for card acceptance, installment payments with Turkish card programs, payment links that can be shared over messaging apps, email or social media, recurring payments, and marketplace and sub-merchant payment flows that split funds between sellers. Plugins for popular e-commerce platforms speed up integration, and APIs serve custom checkouts. The consumer wallet supports money transfers, bill payments and shopping. Pricing is commission-based and negotiated per merchant, depending on volume, sector and settlement schedule.

Sipay fits Turkish e-commerce sites, marketplaces and service businesses that want one partner for online collection, installments and marketplace payouts. Merchants should compare commission rates, settlement times, installment options, support quality and fraud tools before choosing. iyzico and PayTR are the main local competitors, Param is another licensed alternative, and Stripe is not directly available to companies registered in Turkey.

Key features of Sipay

Virtual POS and 3D Secure
Installment payments
Payment links
Marketplace and sub-merchant payments
E-commerce plugins and API
Digital wallet

Pros and cons

Pros

Licensed e-money institution
Installments supported
Marketplace features
Plugins for common platforms

Cons

Turkey-focused
Commission rates vary by agreement
Smaller developer community than iyzico
Wallet less relevant for B2B

Sipay pricing

Sipay uses a paid model.

Plan	Price	Includes
Custom	Custom	Merchant commission agreed per merchant

Source: sipay.com.tr · checked on Oct 20, 2026

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How Sipay compares in Payments & billing

Rank by votes: #1 / 22
Starting price: —
Free alternatives: 3

Sipay ranks #1 of 22 payments & billing tools by community votes and is not directly comparable on price.

Common use cases

1Online store accepting cards with installments
2Marketplace splitting payments to sellers
3Payment links for social selling
4Subscription collections

Best for

Turkish merchants comparing payment providers.

Not ideal for

Businesses selling mainly outside Turkey.

Integrations

WooCommerce
OpenCart
ikas
API
Payment links

Our take

Sipay is a capable iyzico and PayTR alternative; compare rates and payout terms.

FAQ

What is Sipay?: Sipay is a Payments & billing tool: Virtual POS, payments and wallet from a licensed Turkish e-money firm.
How much does Sipay cost?: Sipay uses a paid model with no public price list and no free trial; contact Sipay for a custom quote.
What are the best alternatives to Sipay?: Community-listed alternatives to Sipay include Lidio, Payten, Stripe, iyzico.
What does Sipay integrate with?: Sipay integrates with WooCommerce, OpenCart, ikas, API, Payment links and more.
Which platforms does Sipay support?: Sipay is available on web, ios, android.
Who is Sipay for?: Turkish merchants comparing payment providers.

Alternatives to Sipay

See all 10

Lidio
▲ 0
Turkish payment orchestration: virtual POS, routing, one-click pay
PaidE-commerce
checked Oct 20
Payten
▲ 0
Payment gateway and Paratika virtual POS for merchants in Türkiye
PaidE-commerce
checked Oct 23
Stripe
▲ 0
Payments infrastructure for the internet
PaidDevelopers
checked Oct 20
iyzico
▲ 0
Payment gateway for Turkey
PaidSmall businesses
checked Oct 20
PayTR
▲ 0
Turkish payment service provider
PaidSmall businesses
checked Oct 20
Chargebee
▲ 0
Subscription billing and revenue management
PaidEnterprise
checked Oct 20

More Payments & billing tools

See all 22

Gumroad
▲ 0
Sell digital products with zero monthly fee
FreeCreators
checked Oct 20
Mercury
▲ 0
Banking built for startups
Freemium · $30Small businesses
checked Oct 20
Polar
▲ 0
Open-source monetization platform for developers
Freemium · $20Developers
checked Oct 20
MRRaudit
▲ 0
Free audit that explains why Stripe and ChartMogul MRR differ
FreeSmall businesses
checked Oct 27
Paddle
▲ 0
Merchant of record for software companies
PaidSmall businesses
checked Oct 20
Square
▲ 0
Payments and POS for small businesses
Freemium · $49Small businesses
checked Oct 20

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