Lidio is a Payments & billing tool: Turkish payment orchestration: virtual POS, routing, one-click pay.

How much does Lidio cost?

Lidio uses a Paid model; see the vendor's pricing page for current plans.

What does Lidio integrate with?

Lidio integrates with Shopify, WooCommerce, OpenCart, TROY, Worldline, dLocal and more.

Lidio

Turkish payment orchestration: virtual POS, routing, one-click pay

PaidPayments & billing

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Lidio is a payments & billing tool for E-commerce and Enterprise, offered as paid. Founded in Turkey in .

About Lidio

Lidio is a payment orchestration platform run by Lidio Ödeme Hizmetleri A.Ş., an Istanbul-based payment institution licensed by the Central Bank of the Republic of Türkiye (TCMB). It grew out of the online payment platform Mobilexpress and is led by co-founder and CEO Emre Güzer. Its core job is to connect a merchant to many banks and payment institutions through one API, so payments can be collected, routed and stored in a single place.

Merchants can use Lidio's own virtual POS under one contract and start taking payments within about 24 hours, or route through their existing bank POS agreements. Smart routing retries failed transactions on another POS in milliseconds. Other modules cover card tokenization, the Lidio Pass one-click wallet, AI-assisted fraud screening, marketplace payouts with escrow, bulk payouts, B2B dealer collections with ERP links, pay-by-link, recurring billing, instant bank transfer and split payments. Pricing is commission-based and quoted after application.

Lidio fits mid-sized and large Turkish merchants, marketplaces and multinationals entering Türkiye that need multi-bank routing. Small shops with one POS may find iyzico or PayTR simpler to start with, and Craftgate is the closest orchestration rival. With no public price list, compare offers.

Recent development: Lidio is authorised by TCMB for cross-border collections and partners with Worldline and dLocal. It reported over $4 billion in 2024 volume and says it stores 60 million+ cards and handles 16 million+ transactions a month. Shopify, WooCommerce and OpenCart plugins speed up setup.

Key features of Lidio

Single API connecting many Turkish banks and payment institutions
Smart routing that retries failed payments on another POS in milliseconds
Lidio virtual POS under one contract, live in about 24 hours
Card tokenization and Lidio Pass one-click checkout wallet
AI-assisted fraud screening backed by in-house fraud analysts
Marketplace module with sub-merchant payouts, KYC and escrow
B2B dealer collections with ERP integration and bulk payouts
Pay-by-link, recurring payments, instant transfer and split payment

Pros and cons

Pros

Works with your existing bank POS agreements, not only its own
Routing and retries can raise approval rates on failed transactions
Broad Turkish payment coverage, including TROY cards and installments
Cross-border collection options through TCMB-approved partnerships
Free plugins for WooCommerce and OpenCart, plus a Shopify app

Cons

No public pricing; commissions are negotiated case by case
Focused on Türkiye, not a global payment gateway
Integration and onboarding are heavier than a simple payment link tool
Documentation and support are mainly in Turkish
More than a small shop with one POS usually needs

Lidio pricing

Lidio uses a paid model.

Plan	Price	Includes
Lidio Sanal POS	Custom	Commission per transaction; quote after application
Orchestration (own POS)	Custom	Route via your existing bank and PSP agreements

Source: www.lidio.com · checked on Oct 20, 2026

How Lidio compares in Payments & billing

Rank by votes: #1 / 18
Starting price: —
Free alternatives: 2

Lidio ranks #1 of 18 payments & billing tools by community votes and is not directly comparable on price.

Common use cases

1E-commerce sites routing payments across several bank POS
2Marketplaces paying out sub-merchants with escrow
3Manufacturers collecting dealer payments online with ERP sync
4Global companies accepting Turkish cards and local methods
5Subscription businesses running recurring card payments
6Bulk payouts to couriers, sellers or partners

Best for

Mid-sized and large merchants, marketplaces and multinationals in Türkiye that need multi-bank routing and advanced payment flows.

Not ideal for

Small shops or freelancers that want instant sign-up with transparent fees and no integration work (iyzico, PayTR, Shopier).

Integrations

Shopify
WooCommerce
OpenCart
TROY
Worldline
dLocal
REST API

Our take

Lidio is a strong choice when payment volume is large enough that routing, tokenization and multi-bank control pay off. Ask for quotes alongside Craftgate and iyzico, and check how its routing works with your current bank agreements.

FAQ

What is Lidio?: Lidio is a Payments & billing tool: Turkish payment orchestration: virtual POS, routing, one-click pay.
How much does Lidio cost?: Lidio uses a Paid model; see the vendor's pricing page for current plans.
What does Lidio integrate with?: Lidio integrates with Shopify, WooCommerce, OpenCart, TROY, Worldline, dLocal and more.
Which platforms does Lidio support?: Lidio is available on web.
Who is Lidio for?: Mid-sized and large merchants, marketplaces and multinationals in Türkiye that need multi-bank routing and advanced payment flows.

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