Happy Valley

Stripe

Payments infrastructure for the internet

Stripe is a payments & billing tool for Developers and Small businesses, offered as paid. Based in United States, founded in 2010. Popular alternatives include iyzico, Lemon Squeezy, Paddle.

About Stripe

Stripe is a payments infrastructure company founded in 2010 by Irish brothers Patrick and John Collison, with headquarters in San Francisco and Dublin. Its APIs and documentation set the standard for developer experience, and it processes payments for businesses ranging from early-stage startups to some of the largest internet companies.

The platform covers online card and local payment method acceptance, prebuilt Checkout and Payment Links, Billing for subscriptions and invoices, Connect for marketplaces and platforms, Radar for fraud prevention, Tax for calculating and collecting sales tax and VAT, Terminal for in-person payments, Atlas for incorporating a US company, and treasury, card issuing and capital products. Recent moves include the acquisition of Lemon Squeezy, a merchant of record for digital products, and of Bridge for stablecoin payments. Fees are charged per transaction, with add-on products priced as a percentage of volume and custom pricing for large businesses.

Stripe is the default for online and SaaS businesses in its roughly 46 supported countries. Turkey is not among them, so companies based in Turkey use a merchant of record such as Paddle or Lemon Squeezy, local gateways such as iyzico or PayTR, or incorporate abroad, for example through Atlas. Adyen competes for enterprise volume, PayPal Braintree is common for marketplaces, and merchants of record trade higher fees for taking over tax compliance entirely.

Key features of Stripe

  • Checkout, Payment Links and Elements for custom forms
  • Billing: subscriptions, usage-based pricing, invoicing, dunning
  • Connect for marketplaces and platforms with payouts
  • Radar fraud prevention and 3DS
  • Tax calculation and Terminal for in-person
  • Webhooks, test mode, Sigma analytics and extensive SDKs

Pros and cons

Pros

  • Best-in-class API and documentation
  • Covers payments, billing, tax, fraud and marketplaces
  • Reliable at scale with strong uptime
  • Vast ecosystem and integrations

Cons

  • Not available to sellers in all countries
  • You own tax compliance unless you add Stripe Tax and filings
  • Fees add up: Billing, Tax, Radar are each priced
  • Account reviews and holds can disrupt new businesses

Stripe pricing

Stripe uses a paid model.

PlanPriceIncludes
Payments (standard)2.9% + 30¢ / per card transactionUS domestic cards; +1.5% international, +1% currency conversion
Billing0.7% / of billing volumePay-as-you-go; excludes one-off invoices
Tax0.5% / per transactionTax Basic no-code; $0.50/txn via API; Tax Complete from $90/mo
Custom pricingCustomLarge payment volume or unique business models

Source: stripe.com · checked on Oct 20, 2026

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Price changes for Stripe

Verified changes to Stripe's prices and plans, newest first.

All price changes
Plan change · Effective

Stripe Billing moves to one package at 0.7% of Billing volume

On July 10, 2024 Stripe replaced Billing Starter (0.5% of Billing volume) and Billing Scale (0.8%) with a single Stripe Billing package at 0.7% of Billing volume. Customers who were on the old plans kept a promotional 0.5% rate until June 30, 2025.

Sources:Stripe support: July 2024 changes to Stripe Billing

How Stripe compares in Payments & billing

Rank by votes
#1 / 22

0 votes from members

Starting price
—

Category median is $49/mo

Free alternatives
3

Free or open-source tools in Payments & billing

Stripe ranks #1 of 22 payments & billing tools by community votes and is not directly comparable on price.

Common use cases

  1. 1SaaS subscription billing with trials, proration and dunning
  2. 2Marketplace payouts to sellers with Connect
  3. 3E-commerce checkout with local payment methods
  4. 4Usage-based pricing for API products

Best for

Developers and companies in supported countries who want full control over payments and billing.

Not ideal for

Founders in unsupported countries or small sellers who prefer a merchant of record to avoid tax administration.

Integrations

  • Shopify
  • WooCommerce
  • QuickBooks
  • Xero
  • Salesforce
  • HubSpot
  • Zapier
  • Slack
  • Vercel

Our take

If Stripe is available to you, it is the default payments stack and the flexibility is worth the fees. If it is not, or you want to outsource tax, Paddle and Lemon Squeezy are the practical alternatives.

FAQ

What is Stripe?
Stripe is a Payments & billing tool: Payments infrastructure for the internet.
How much does Stripe cost?
Stripe uses a Paid model; see the vendor's pricing page for current plans.
What are the best alternatives to Stripe?
Community-listed alternatives to Stripe include iyzico, Lemon Squeezy, Paddle, PayPal.
What does Stripe integrate with?
Stripe integrates with Shopify, WooCommerce, QuickBooks, Xero, Salesforce, HubSpot and more.
Which platforms does Stripe support?
Stripe is available on web.
Who is Stripe for?
Developers and companies in supported countries who want full control over payments and billing.

Alternatives to Stripe

See all 10
  • iyzico

    ▲ 0

    Payment gateway for Turkey

    PaidSmall businesses

    checked Oct 20

  • Merchant of record for digital products

    PaidFreelancers

    checked Oct 20

  • Paddle

    ▲ 0

    Merchant of record for software companies

    PaidSmall businesses

    checked Oct 20

  • PayPal

    ▲ 0

    Global payments and invoicing

    FreeSmall businesses

    checked Oct 20

  • Square

    ▲ 0

    Payments and POS for small businesses

    Freemium · $49Small businesses

    checked Oct 20

  • Adyen

    ▲ 0

    Enterprise payments platform for online, in-store and platform sales

    PaidEnterprise

    checked Oct 20

More Payments & billing tools

See all 22
  • Gumroad

    ▲ 0

    Sell digital products with zero monthly fee

    FreeCreators

    checked Oct 20

  • Mercury

    ▲ 0

    Banking built for startups

    Freemium · $30Small businesses

    checked Oct 20

  • Lidio

    ▲ 0

    Turkish payment orchestration: virtual POS, routing, one-click pay

    PaidE-commerce

    checked Oct 20

  • Free audit that explains why Stripe and ChartMogul MRR differ

    FreeSmall businesses

    checked Oct 27

  • Param

    ▲ 0

    Virtual POS and payment services from a Turkish payment institution

    PaidSmall businesses

    checked Oct 20

  • PayTR

    ▲ 0

    Turkish payment service provider

    PaidSmall businesses

    checked Oct 20

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