Chargebee vs Stripe
Chargebee and Stripe are both payments & billing tools. Chargebee is aimed at enterprise and small businesses, while Stripe is aimed at developers and small businesses.
| Pricing | Paid | Paid |
| Starting price | Not published | Not published |
| Free plan | No | No |
| Free trial | — | — |
| Built for | Enterprise, Small businesses | Developers, Small businesses, Enterprise |
| Platforms | web | web |
| Country | US · 2011 | US · 2010 |
| Rating | — | — |
Choose Chargebee if
Growing SaaS with complex billing.
- Flexible pricing models
- Gateway independence
- Strong revenue operations
Look elsewhere if: Simple subscriptions (Stripe Billing).
Choose Stripe if
Developers and companies in supported countries who want full control over payments and billing.
- Best-in-class API and documentation
- Covers payments, billing, tax, fraud and marketplaces
- Reliable at scale with strong uptime
Look elsewhere if: Founders in unsupported countries or small sellers who prefer a merchant of record to avoid tax administration.
Chargebee vs Stripe pricing
Chargebee
- Flow0.80% of volumeOr $99/mo + 0.65%; $66K/mo breakeven; 100M usage events
- EnterpriseCustomMulti-entity, account hierarchy, contract terms
Stripe
- Payments (standard)2.9% + 30¢/per card transactionUS domestic cards; +1.5% international, +1% currency conversion
- Billing0.7%/of billing volumePay-as-you-go; excludes one-off invoices
- Tax0.5%/per transactionTax Basic no-code; $0.50/txn via API; Tax Complete from $90/mo
- Custom pricingCustomLarge payment volume or unique business models
Chargebee · Key features
- Subscription and usage-based billing
- Multi-gateway support
- Dunning and retention flows
- Invoicing, tax and revenue recognition
- Subscription analytics
- Customer self-serve portal
Cons
- Fees grow with billing volume
- Implementation effort
- Overlap with Stripe Billing
Stripe · Key features
- Checkout, Payment Links and Elements for custom forms
- Billing: subscriptions, usage-based pricing, invoicing, dunning
- Connect for marketplaces and platforms with payouts
- Radar fraud prevention and 3DS
- Tax calculation and Terminal for in-person
- Webhooks, test mode, Sigma analytics and extensive SDKs
Cons
- Not available to sellers in all countries
- You own tax compliance unless you add Stripe Tax and filings
- Fees add up: Billing, Tax, Radar are each priced
Chargebee vs Stripe: FAQ
Do Chargebee and Stripe have a free plan?
Chargebee has no free plan. Stripe has no free plan.