Pennylane is a accounting & finance tool for Small businesses, offered as paid. Founded in France in 2020.
About Pennylane
Pennylane is a French finance and accounting platform founded in Paris in 2020. It became a unicorn in 2024 and is one of the fastest-growing accounting software companies in Europe, built around a shared workspace in which small businesses and their accountants work on the same live data.
On the business side, Pennylane handles quotes and invoices, payment collection, supplier invoices, receipt capture with automatic matching, bank synchronization across French banks, expense management and cash flow dashboards. On the accountant side, it provides full bookkeeping, VAT returns, closing and reporting under French accounting rules, and many accounting firms run their whole client portfolio on it. Plans start with an entry tier for invoicing and bank sync and scale up to full accounting and team features; accounting firms have separate offers. Pennylane is also positioning itself for France's mandatory e-invoicing reform, which begins rolling out in 2026.
Pennylane fits French SMEs, startups and accounting firms that want modern, collaborative bookkeeping instead of desktop software. It is built first for French regulations, so companies elsewhere should check local coverage carefully. In France it competes with Sage, Cegid, Tiime and Indy; internationally, Xero and QuickBooks are the established cloud accounting choices, and Turkish businesses need a local tool such as Paraşüt for e-invoice compliance.
Key features of Pennylane
- Invoicing and quotes
- Bank and payment sync
- Receipt capture and matching
- Pre-accounting and accounting
- Accountant collaboration
- Cash flow dashboards
Pros and cons
Pros
- Shared workspace with accountants
- Modern UI
- Strong French compliance
- Fast growth and investment
Cons
- Primarily France
- Pricing varies by tier
- Limited international features
- Accountant adoption needed
Pennylane pricing
Pennylane uses a paid model. A 15-day free trial is available.
| Plan | Price | Includes |
|---|---|---|
| Starter | €7 / mo | Excl. VAT, 1 user, freelancers; Pro account required |
| Basique | €14 / mo | Excl. VAT, 1 user (freelancer price) |
| Essentiel | €24 / mo | Excl. VAT, 1 user (freelancer price) |
| Premium | €79 / mo | Excl. VAT, 1 user, includes accounting module |
Source: www.pennylane.com · checked on Oct 20, 2026
How Pennylane compares in Accounting & finance
- Rank by votes
- #1 / 22
- Starting price
- —
- Free alternatives
- 0
0 votes from members
Category median is $20/mo
Free or open-source tools in Accounting & finance
Pennylane ranks #1 of 22 accounting & finance tools by community votes and is not directly comparable on price.
Common use cases
- 1French SME automating bookkeeping
- 2Accounting firm serving clients
- 3Startup tracking cash
- 4Managing supplier invoices
Best for
French SMEs and accountants.
Not ideal for
Businesses outside France (yet).
Integrations
- Banks (PSD2)
- Stripe
- Qonto
- Shopify
- Payfit
- HubSpot
- Accountants
Our take
Pennylane is France's modern accounting standard; others should watch its expansion.
FAQ
- What is Pennylane?
- Pennylane is a Accounting & finance tool: Finance and accounting platform for French SMBs.
- How much does Pennylane cost?
- Pennylane uses a Paid model; see the vendor's pricing page for current plans.
- Does Pennylane have a free trial?
- Yes, Pennylane offers a 15-day free trial.
- What does Pennylane integrate with?
- Pennylane integrates with Banks (PSD2), Stripe, Qonto, Shopify, Payfit, HubSpot and more.
- Which platforms does Pennylane support?
- Pennylane is available on web.
- Who is Pennylane for?
- French SMEs and accountants.
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