Happy Valley

Brex vs Pennylane

Brex and Pennylane are both accounting & finance tools. Brex is aimed at enterprise and small businesses, while Pennylane is aimed at small businesses. Only Brex has a free plan.

Brex

Corporate cards and spend management

Pennylane

Finance and accounting platform for French SMBs

PricingFreemium · $12Paid
Starting price$12/moNot published
Free planYesNo
Free trial—15 days
Built forEnterprise, Small businessesSmall businesses
Platformsweb, ios, androidweb
CountryUS · 2017FR · 2020
Rating——

Choose Brex if

US-based startups and mid-market companies.

  • Strong controls and automation
  • Global capabilities
  • Free core plan

Look elsewhere if: Businesses outside supported markets.

Choose Pennylane if

French SMEs and accountants.

  • Shared workspace with accountants
  • Modern UI
  • Strong French compliance

Look elsewhere if: Businesses outside France (yet).

Brex vs Pennylane pricing

Brex

  • Essentials$0Up to 2 entities; one local card program
  • Premium$12/user/moMulti-entity, US and international
  • EnterpriseCustomUnlimited US or global entities

Pennylane

  • Starter€7/moExcl. VAT, 1 user, freelancers; Pro account required
  • Basique€14/moExcl. VAT, 1 user (freelancer price)
  • Essentiel€24/moExcl. VAT, 1 user (freelancer price)
  • Premium€79/moExcl. VAT, 1 user, includes accounting module

Brex · Key features

  • Corporate cards with real-time controls
  • Expense management and receipt AI
  • Bill pay and procurement
  • Travel booking with policies
  • Business banking and treasury
  • Accounting integrations

Cons

  • Eligibility requirements
  • Premium features cost per user
  • Primarily US-focused banking

Pennylane · Key features

  • Invoicing and quotes
  • Bank and payment sync
  • Receipt capture and matching
  • Pre-accounting and accounting
  • Accountant collaboration
  • Cash flow dashboards

Cons

  • Primarily France
  • Pricing varies by tier
  • Limited international features

Brex vs Pennylane: FAQ

Do Brex and Pennylane have a free plan?

Brex has a free plan. Pennylane has no free plan, a 15-day free trial.

Not sure yet?