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Expensify vs QuickBooks Online

Expensify and QuickBooks Online are both accounting & finance tools. Expensify is aimed at small businesses and enterprise, while QuickBooks Online is aimed at small businesses. Expensify costs less, from $5/mo versus $38/mo for QuickBooks Online. Both have a free plan.

Expensify

Receipt scanning, expense reports and corporate cards for SMBs

QuickBooks Online

Small-business accounting standard in the US

PricingFreemium · $5Freemium · $38
Starting price$5/mo$38/mo
Free planYesYes
Free trial—30 days
Built forSmall businesses, Enterprise, FreelancersSmall businesses
Platformsweb, ios, androidweb, ios, android
CountryUS · 2008US · 2001
Rating——

Choose Expensify if

Small and mid-size companies that reimburse employee spending and want proven receipt scanning with low per-member pricing.

  • Collect at $5 per member is cheap and needs no annual commitment
  • Control pay-per-use bills only members active that month
  • SmartScan and the mobile app are fast and well proven

Look elsewhere if: US companies wanting free card-led spend management or very simple bookkeeping (Ramp, Brex or QuickBooks fit better).

Choose QuickBooks Online if

US small and mid-size businesses that work with an accountant.

  • Most accountants in the US know it
  • Huge integration ecosystem
  • Comprehensive feature set

Look elsewhere if: Businesses outside the US/UK or with local e-invoicing rules (Xero, Paraşüt).

Expensify vs QuickBooks Online pricing

Expensify

  • Submit$0Free for individuals submitting expenses to an approver
  • Collect$5/member/moPay-per-use only; approvals, reimbursements, QuickBooks and Xero
  • Control (Annual)$18/member/moAs low as $9 with the Expensify Card; 12-month commitment
  • Control (Pay-per-use)$36/member/moNo commitment; billed per active member each month

QuickBooks Online

  • Free$01 user
  • Simple Start$38/mo1 user; promo 50% off for 3 months
  • Essentials$85/mo3 users
  • Plus$140/mo5 users
  • Advanced$340/mo25 users

Expensify · Key features

  • SmartScan receipt capture that reads merchant, date and amount from photos
  • Expensify Card with automatic transaction matching and real-time limits
  • Multi-level approval workflows and rule-based policy enforcement
  • Next-day and global reimbursements to employee bank accounts
  • Mileage, distance and per diem tracking in the mobile app
  • Built-in travel booking tied to expense policies

Cons

  • Control pricing mixes annual sizes, pay-per-use and card discounts
  • Annual subscription size can only be reduced at renewal
  • Recent app redesign moved familiar features around

QuickBooks Online · Key features

  • Invoicing, estimates and online payments
  • Bank feeds with rules and AI categorization
  • Bills, expenses and receipt capture
  • Sales tax tracking and reports
  • Inventory and project profitability (Plus)
  • Payroll add-on and accountant collaboration

Cons

  • Repeated price increases
  • User limits per tier
  • Support quality is inconsistent

Expensify vs QuickBooks Online: FAQ

Which is cheaper, Expensify or QuickBooks Online?

Expensify starts at $5/mo and QuickBooks Online at $38/mo. Both prices are checked on the vendors' own pricing pages.

Do Expensify and QuickBooks Online have a free plan?

Yes, both Expensify and QuickBooks Online have a free plan; paid plans add more usage and features.

Not sure yet?

Expensify vs QuickBooks Online (2026): Pricing and Features