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Clocknext vs Sipay

Clocknext and Sipay are both payments & billing tools. Clocknext is aimed at developers and small businesses, while Sipay is aimed at small businesses and E-commerce. Only Clocknext has a free plan.

Clocknext

Usage metering, credits and margin tracking for billing AI agents

Sipay

Virtual POS, payments and wallet from a licensed Turkish e-money firm

PricingFreemium · $300Paid
Starting price$300/moNot published
Free planYesNo
Free trial——
Built forDevelopers, Small businesses, EnterpriseSmall businesses, E-commerce, Enterprise
Platformswebweb, ios, android
Country—TR
Rating——

Choose Clocknext if

AI startups that want to price agents by credits or outcomes and see margin per run without building billing in-house.

  • Every pricing model and feature on every plan, including Free
  • Free up to $100K of billed revenue a year
  • Shows provider cost beside price for each agent run

Look elsewhere if: Classic SaaS companies with plain seat subscriptions or teams needing mature revenue recognition (Chargebee, Recurly, Stripe Billing).

Choose Sipay if

Turkish merchants comparing payment providers.

  • Licensed e-money institution
  • Installments supported
  • Marketplace features

Look elsewhere if: Businesses selling mainly outside Turkey.

Clocknext vs Sipay pricing

Clocknext

  • Free$0Up to $100K billed revenue a year; all pricing models
  • Pro$300/moUp to $250K billed revenue/yr, 1:1 Slack support; 20% off yearly
  • Business$500/moUp to $500K billed revenue/yr, 1:1 Slack support
  • Premium$900/moUp to $1M billed revenue/yr, priority onboarding
  • CustomCustomNo revenue cap, SSO/SAML, 5-year retention, solutions engineer

Sipay

  • CustomCustomMerchant commission agreed per merchant

Clocknext · Key features

  • Usage metering that captures signals at the source through API and SDK
  • Prepaid credit wallets with customer top-ups
  • Outcome pricing that bills only when all sub-agents succeed
  • Composites that bundle several meters into one line item
  • Per-token model catalog for costing credits and outcomes
  • Margin per invoice, customer, agent and model

Cons

  • Does not process payments; you still need Stripe or Paddle
  • Only one payment gateway per workspace at a time
  • MCP support is live for Claude Code only, other clients coming soon

Sipay · Key features

  • Virtual POS and 3D Secure
  • Installment payments
  • Payment links
  • Marketplace and sub-merchant payments
  • E-commerce plugins and API
  • Digital wallet

Cons

  • Turkey-focused
  • Commission rates vary by agreement
  • Smaller developer community than iyzico

Clocknext vs Sipay: FAQ

Do Clocknext and Sipay have a free plan?

Clocknext has a free plan. Sipay has no free plan.

Not sure yet?