Payten vs Sipay
Payten and Sipay are both payments & billing tools. Payten is aimed at E-commerce and enterprise, while Sipay is aimed at small businesses and E-commerce.
Payment gateway and Paratika virtual POS for merchants in Türkiye
Virtual POS, payments and wallet from a licensed Turkish e-money firm
| Pricing | Paid | Paid |
| Starting price | Not published | Not published |
| Free plan | No | No |
| Free trial | — | — |
| Built for | E-commerce, Enterprise, Small businesses | Small businesses, E-commerce, Enterprise |
| Platforms | web | web, ios, android |
| Country | PL | TR |
| Rating | — | — |
Choose Payten if
Turkish e-commerce companies, marketplaces and B2B sellers that want multi-bank virtual POS, installments and tokenization from a licensed provider.
- One integration and one contract reach many banks' virtual POS
- Paratika is a TCMB-licensed payment institution, with PCI DSS Level 1 and ISO 27001 listed
- Tokenization keeps card data out of the merchant's systems and reduces its compliance scope
Look elsewhere if: Small shops and developers who want public pricing and instant self-serve sign-up, or merchants without Turkish tax and signature documents.
Choose Sipay if
Turkish merchants comparing payment providers.
- Licensed e-money institution
- Installments supported
- Marketplace features
Look elsewhere if: Businesses selling mainly outside Turkey.
Payten vs Sipay pricing
Payten
- CustomCustomCommission offered per merchant; FAQ states no starting fee
Sipay
- CustomCustomMerchant commission agreed per merchant
Payten · Key features
- Paratika virtual POS covering many banks under one integration and one contract
- Payment Gateway with smart switching by rules and priorities across banks
- Card tokenization and one-click checkout that keep card data out of your systems
- Installments across nine card programs, including Axess, Bonus, Maximum and Paraf
- Marketplace model that holds buyer payments and pays sellers after order completion
- ParatikLink payment links for selling without a website, such as on Instagram
Cons
- No published rate card; commissions are offered per merchant
- Centred on Türkiye; virtual POS applications need a ready website plus Turkish tax and signature documents
- Paratika's site, FAQ and integration documentation are in Turkish
Sipay · Key features
- Virtual POS and 3D Secure
- Installment payments
- Payment links
- Marketplace and sub-merchant payments
- E-commerce plugins and API
- Digital wallet
Cons
- Turkey-focused
- Commission rates vary by agreement
- Smaller developer community than iyzico
Payten vs Sipay: FAQ
Do Payten and Sipay have a free plan?
Payten has no free plan. Sipay has no free plan.