Paddle vs Sipay
Paddle and Sipay are both payments & billing tools. Paddle is aimed at small businesses and developers, while Sipay is aimed at small businesses and E-commerce.
Paddle
Merchant of record for software companies
Sipay
Virtual POS, payments and wallet from a licensed Turkish e-money firm
| Pricing | Paid | Paid |
| Starting price | Not published | Not published |
| Free plan | No | No |
| Free trial | — | — |
| Built for | Small businesses, Developers | Small businesses, E-commerce, Enterprise |
| Platforms | web | web, ios, android |
| Country | GB · 2012 | TR |
| Rating | — | — |
Choose Paddle if
SaaS and software companies that sell internationally and want to outsource tax and billing entirely.
- Eliminates global tax compliance burden
- Available to sellers worldwide including Turkey
- Subscription billing and dunning included
Look elsewhere if: Marketplaces, physical goods or businesses that need Stripe-level API customization.
Choose Sipay if
Turkish merchants comparing payment providers.
- Licensed e-money institution
- Installments supported
- Marketplace features
Look elsewhere if: Businesses selling mainly outside Turkey.
Paddle vs Sipay pricing
Paddle
- Pay as you go5% + 50¢/per transactionMerchant of record: tax, fraud, chargebacks included
- CustomCustomVolume pricing for larger businesses
Sipay
- CustomCustomMerchant commission agreed per merchant
Paddle · Key features
- Merchant of record: global tax calculation, collection and remittance
- Checkout overlay and inline with localized pricing
- Subscriptions, trials, upgrades, proration and dunning
- Payment methods: cards, PayPal, Apple Pay, Google Pay, local methods
- Retain for failed payment recovery and ProfitWell Metrics
- Invoicing for B2B, API and webhooks
Cons
- Higher fees than direct Stripe
- Less customization than Stripe APIs
- Onboarding review can take time
Sipay · Key features
- Virtual POS and 3D Secure
- Installment payments
- Payment links
- Marketplace and sub-merchant payments
- E-commerce plugins and API
- Digital wallet
Cons
- Turkey-focused
- Commission rates vary by agreement
- Smaller developer community than iyzico
Paddle vs Sipay: FAQ
Do Paddle and Sipay have a free plan?
Paddle has no free plan. Sipay has no free plan.