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Paddle vs Recurly

Paddle and Recurly are both payments & billing tools. Paddle is aimed at small businesses and developers, while Recurly is aimed at enterprise.

Paddle

Merchant of record for software companies

Recurly

Subscription management for growing brands

PricingPaidPaid · $249
Starting priceNot published$249/mo
Free planNoNo
Free trial—90 days
Built forSmall businesses, DevelopersEnterprise
Platformswebweb
CountryGB · 2012US · 2009
Rating——

Choose Paddle if

SaaS and software companies that sell internationally and want to outsource tax and billing entirely.

  • Eliminates global tax compliance burden
  • Available to sellers worldwide including Turkey
  • Subscription billing and dunning included

Look elsewhere if: Marketplaces, physical goods or businesses that need Stripe-level API customization.

Choose Recurly if

Consumer and media subscription businesses.

  • Strong failed payment recovery
  • Good for consumer subscriptions
  • Gateway flexibility

Look elsewhere if: Early SaaS (Stripe Billing).

Paddle vs Recurly pricing

Paddle

  • Pay as you go5% + 50¢/per transactionMerchant of record: tax, fraud, chargebacks included
  • CustomCustomVolume pricing for larger businesses

Recurly

  • Starter$249/mo+0.9% of billing volume; first $40K/mo included
  • All-AccessCustom<1% of billing volume; $1M volume minimum
  • All-Access for ShopifyCustomRecurly integrated into Shopify

Paddle · Key features

  • Merchant of record: global tax calculation, collection and remittance
  • Checkout overlay and inline with localized pricing
  • Subscriptions, trials, upgrades, proration and dunning
  • Payment methods: cards, PayPal, Apple Pay, Google Pay, local methods
  • Retain for failed payment recovery and ProfitWell Metrics
  • Invoicing for B2B, API and webhooks

Cons

  • Higher fees than direct Stripe
  • Less customization than Stripe APIs
  • Onboarding review can take time

Recurly · Key features

  • Subscription plans and promotions
  • Revenue recovery and smart retries
  • Multi-gateway support
  • Subscription analytics
  • Revenue recognition
  • Gift and trial management

Cons

  • Revenue-based fees
  • Less popular with SaaS startups
  • Implementation effort

Paddle vs Recurly: FAQ

Do Paddle and Recurly have a free plan?

Paddle has no free plan. Recurly has no free plan, a 90-day free trial.

Which is better for small businesses, Paddle or Recurly?

Paddle lists small businesses as a core audience, while Recurly is aimed more at enterprise.

Not sure yet?

Paddle vs Recurly (2026): Pricing and Features