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MRRaudit vs PayPal

MRRaudit and PayPal are both payments & billing tools. MRRaudit is aimed at small businesses and enterprise, while PayPal is aimed at small businesses and freelancers. Both have a free plan.

MRRaudit

Free audit that explains why Stripe and ChartMogul MRR differ

PayPal

Global payments and invoicing

PricingFreeFree
Starting priceNot publishedNot published
Free planYesYes
Free trial——
Built forSmall businesses, EnterpriseSmall businesses, Freelancers
Platformswebweb, ios, android
CountryDEUS · 1998
Rating——

Choose MRRaudit if

Stripe-billed SaaS companies that need to explain and defend their MRR or ARR figure, with or without ChartMogul.

  • Completely free, confirmed by the ChartMogul team at launch
  • Built by the ChartMogul team, which has worked on SaaS metrics since 2014
  • Works without a ChartMogul account

Look elsewhere if: Teams on other billing systems or anyone who wants ongoing revenue dashboards (Baremetrics, ChartMogul).

Choose PayPal if

Merchants wanting trusted checkout options.

  • Trusted brand increases conversion
  • Global reach
  • Easy setup

Look elsewhere if: Sole processor for high-volume SaaS.

MRRaudit vs PayPal pricing

MRRaudit

  • Free$0Full MRR audit, read-only Stripe access, no ChartMogul account needed

PayPal

  • Business account$0Free to open; fees per transaction
  • Checkout3.49% + fixed fee/per transactionUS domestic; cards 2.99% + fixed fee; +1.50% international

MRRaudit · Key features

  • Customer-by-customer comparison of Stripe MRR and ChartMogul MRR
  • Stripe-only audit with a temporary ChartMogul account deleted after about 7 days
  • Custom MRR rules for refunds, discounts, failed payments and usage revenue
  • Discrepancies grouped as missing in Stripe, missing in ChartMogul, MRR or status mismatch
  • Plain-language cause for each difference, such as voided invoices or recurring discounts
  • Every row linked to the customer, invoices and subscription events behind it

Cons

  • Only Stripe is supported as a billing source for now
  • A one-off diagnostic, not a dashboard for ongoing metrics
  • Stripe data is processed through ChartMogul's platform when you have no account

PayPal · Key features

  • PayPal and Venmo checkout
  • Card processing
  • Pay Later options
  • Invoices and payment links
  • Buyer and seller protection
  • Multi-currency

Cons

  • High fees
  • Account holds and disputes
  • Developer experience behind Stripe

MRRaudit vs PayPal: FAQ

Do MRRaudit and PayPal have a free plan?

Yes, both MRRaudit and PayPal have a free plan; paid plans add more usage and features.

Not sure yet?