LUCA vs Pennylane
LUCA and Pennylane are both accounting & finance tools. LUCA is aimed at small businesses and freelancers, while Pennylane is aimed at small businesses.
LUCA
TÜRMOB-backed web accounting and e-ledger suite for Turkish CPAs
Pennylane
Finance and accounting platform for French SMBs
| Pricing | Paid | Paid |
| Starting price | Not published | Not published |
| Free plan | No | No |
| Free trial | — | 15 days |
| Built for | Small businesses, Freelancers | Small businesses |
| Platforms | web | web |
| Country | TR · 2005 | FR · 2020 |
| Rating | — | — |
Choose LUCA if
Turkish mali müşavirler and the small businesses they serve who want ledgers, returns and e-Defter in one TÜRMOB-backed system.
- Built around Turkish tax law and GİB workflows from day one
- Backed by the accountants' professional body, TÜRMOB
- Accountant and client share one system, cutting data re-entry
Look elsewhere if: Business owners wanting a modern, self-serve pre-accounting app (Paraşüt, Logo İşbaşı, BizimHesap).
Choose Pennylane if
French SMEs and accountants.
- Shared workspace with accountants
- Modern UI
- Strong French compliance
Look elsewhere if: Businesses outside France (yet).
LUCA vs Pennylane pricing
LUCA
- Mali Müşavir Paketi₺8,400/yrUp to 50 clients; ₺8,500 one-time entry fee; incl. 20% VAT
- Luca Net KOBİ (Tek Firma)₺9,600/yr1 company, 2 users; ₺15,000 entry fee; incl. VAT
- Luca Net KOBİ (Standart)₺12,000/yr2 companies, 4 users; ₺16,800 entry fee; incl. VAT
- Luca Koza Standart₺10,500/yr3 companies, 5 users; ₺49,000 entry fee; incl. VAT
Pennylane
- Starter€7/moExcl. VAT, 1 user, freelancers; Pro account required
- Basique€14/moExcl. VAT, 1 user (freelancer price)
- Essentiel€24/moExcl. VAT, 1 user (freelancer price)
- Premium€79/moExcl. VAT, 1 user, includes accounting module
LUCA · Key features
- Bulk preparation and one-click GİB filing of VAT, muhtasar and tax returns
- e-Defter files built to GİB technical standards
- Payroll with SGK and income tax incentives by validity date
- Bank statement import and automatic exchange rates from the central bank
- Inflation accounting using TÜİK coefficients
- Luca Net KOBİ with stock, current accounts, e-Fatura and e-Arşiv
Cons
- One-time entry fees on top of annual license fees
- Dated interface compared with Paraşüt or Logo İşbaşı
- No app marketplace; Koza's web service API is a paid add-on
Pennylane · Key features
- Invoicing and quotes
- Bank and payment sync
- Receipt capture and matching
- Pre-accounting and accounting
- Accountant collaboration
- Cash flow dashboards
Cons
- Primarily France
- Pricing varies by tier
- Limited international features
LUCA vs Pennylane: FAQ
Do LUCA and Pennylane have a free plan?
LUCA has no free plan. Pennylane has no free plan, a 15-day free trial.