Lidio vs Payten
Lidio and Payten are both payments & billing tools aimed at E-commerce and enterprise.
Turkish payment orchestration: virtual POS, routing, one-click pay
Payment gateway and Paratika virtual POS for merchants in Türkiye
| Pricing | Paid | Paid |
| Starting price | Not published | Not published |
| Free plan | No | No |
| Free trial | — | — |
| Built for | E-commerce, Enterprise, Small businesses | E-commerce, Enterprise, Small businesses |
| Platforms | web | web |
| Country | TR | PL |
| Rating | 5.0 (1) | — |
Choose Lidio if
Mid-sized and large merchants, marketplaces and multinationals in Türkiye that need multi-bank routing and advanced payment flows.
- Works with your existing bank POS agreements, not only its own
- Routing and retries can raise approval rates on failed transactions
- Broad Turkish payment coverage, including TROY cards and installments
Look elsewhere if: Small shops or freelancers that want instant sign-up with transparent fees and no integration work (iyzico, PayTR, Shopier).
Choose Payten if
Turkish e-commerce companies, marketplaces and B2B sellers that want multi-bank virtual POS, installments and tokenization from a licensed provider.
- One integration and one contract reach many banks' virtual POS
- Paratika is a TCMB-licensed payment institution, with PCI DSS Level 1 and ISO 27001 listed
- Tokenization keeps card data out of the merchant's systems and reduces its compliance scope
Look elsewhere if: Small shops and developers who want public pricing and instant self-serve sign-up, or merchants without Turkish tax and signature documents.
Lidio vs Payten pricing
Lidio
- Lidio Sanal POSCustomCommission per transaction; quote after application
- Orchestration (own POS)CustomRoute via your existing bank and PSP agreements
Payten
- CustomCustomCommission offered per merchant; FAQ states no starting fee
Lidio · Key features
- Single API connecting many Turkish banks and payment institutions
- Smart routing that retries failed payments on another POS in milliseconds
- Lidio virtual POS under one contract, live in about 24 hours
- Card tokenization and Lidio Pass one-click checkout wallet
- AI-assisted fraud screening backed by in-house fraud analysts
- Marketplace module with sub-merchant payouts, KYC and escrow
Cons
- No public pricing; commissions are negotiated case by case
- Focused on Türkiye, not a global payment gateway
- Integration and onboarding are heavier than a simple payment link tool
Payten · Key features
- Paratika virtual POS covering many banks under one integration and one contract
- Payment Gateway with smart switching by rules and priorities across banks
- Card tokenization and one-click checkout that keep card data out of your systems
- Installments across nine card programs, including Axess, Bonus, Maximum and Paraf
- Marketplace model that holds buyer payments and pays sellers after order completion
- ParatikLink payment links for selling without a website, such as on Instagram
Cons
- No published rate card; commissions are offered per merchant
- Centred on Türkiye; virtual POS applications need a ready website plus Turkish tax and signature documents
- Paratika's site, FAQ and integration documentation are in Turkish
Lidio vs Payten: FAQ
Do Lidio and Payten have a free plan?
Lidio has no free plan. Payten has no free plan.