Happy Valley

iyzico vs Sipay

iyzico and Sipay are both payments & billing tools aimed at small businesses and E-commerce.

iyzico

Payment gateway for Turkey

Sipay

Virtual POS, payments and wallet from a licensed Turkish e-money firm

PricingPaidPaid
Starting priceNot publishedNot published
Free planNoNo
Free trial——
Built forSmall businesses, E-commerceSmall businesses, E-commerce, Enterprise
Platformswebweb, ios, android
CountryTR · 2013TR
Rating——

Choose iyzico if

Businesses selling to Turkish customers.

  • Works for Turkish businesses
  • Installment support
  • Marketplace features

Look elsewhere if: Global SaaS outside Turkey (Stripe, Paddle).

Choose Sipay if

Turkish merchants comparing payment providers.

  • Licensed e-money institution
  • Installments supported
  • Marketplace features

Look elsewhere if: Businesses selling mainly outside Turkey.

iyzico vs Sipay pricing

iyzico

  • Standard (companies)4.29% + ₺0.25Per successful transaction, BSMV incl.; KDV not stated
  • Link (individuals)from 4.49% + ₺0.25Non-company sellers
  • MarketplaceCustomCommission agreed per arrangement

Sipay

  • CustomCustomMerchant commission agreed per merchant

iyzico · Key features

  • Card payments with installments
  • Marketplace payments and sub-merchant payouts
  • Subscription payments
  • iyzico wallet checkout
  • Payment links and invoicing
  • E-commerce plugins and API

Cons

  • Turkey-focused
  • Fees higher than global processors
  • Developer experience behind Stripe

Sipay · Key features

  • Virtual POS and 3D Secure
  • Installment payments
  • Payment links
  • Marketplace and sub-merchant payments
  • E-commerce plugins and API
  • Digital wallet

Cons

  • Turkey-focused
  • Commission rates vary by agreement
  • Smaller developer community than iyzico

iyzico vs Sipay: FAQ

Do iyzico and Sipay have a free plan?

iyzico has no free plan. Sipay has no free plan.

Not sure yet?

iyzico vs Sipay (2026): Pricing and Features · Happy Valley