Happy Valley

iyzico vs Lidio

iyzico and Lidio are both payments & billing tools. iyzico is aimed at small businesses and E-commerce, while Lidio is aimed at E-commerce and enterprise.

iyzico

Payment gateway for Turkey

Lidio

Turkish payment orchestration: virtual POS, routing, one-click pay

PricingPaidPaid
Starting priceNot publishedNot published
Free planNoNo
Free trial——
Built forSmall businesses, E-commerceE-commerce, Enterprise, Small businesses
Platformswebweb
CountryTR · 2013TR
Rating—5.0 (1)

Choose iyzico if

Businesses selling to Turkish customers.

  • Works for Turkish businesses
  • Installment support
  • Marketplace features

Look elsewhere if: Global SaaS outside Turkey (Stripe, Paddle).

Choose Lidio if

Mid-sized and large merchants, marketplaces and multinationals in Türkiye that need multi-bank routing and advanced payment flows.

  • Works with your existing bank POS agreements, not only its own
  • Routing and retries can raise approval rates on failed transactions
  • Broad Turkish payment coverage, including TROY cards and installments

Look elsewhere if: Small shops or freelancers that want instant sign-up with transparent fees and no integration work (iyzico, PayTR, Shopier).

iyzico vs Lidio pricing

iyzico

  • Standard (companies)4.29% + ₺0.25Per successful transaction, BSMV incl.; KDV not stated
  • Link (individuals)from 4.49% + ₺0.25Non-company sellers
  • MarketplaceCustomCommission agreed per arrangement

Lidio

  • Lidio Sanal POSCustomCommission per transaction; quote after application
  • Orchestration (own POS)CustomRoute via your existing bank and PSP agreements

iyzico · Key features

  • Card payments with installments
  • Marketplace payments and sub-merchant payouts
  • Subscription payments
  • iyzico wallet checkout
  • Payment links and invoicing
  • E-commerce plugins and API

Cons

  • Turkey-focused
  • Fees higher than global processors
  • Developer experience behind Stripe

Lidio · Key features

  • Single API connecting many Turkish banks and payment institutions
  • Smart routing that retries failed payments on another POS in milliseconds
  • Lidio virtual POS under one contract, live in about 24 hours
  • Card tokenization and Lidio Pass one-click checkout wallet
  • AI-assisted fraud screening backed by in-house fraud analysts
  • Marketplace module with sub-merchant payouts, KYC and escrow

Cons

  • No public pricing; commissions are negotiated case by case
  • Focused on Türkiye, not a global payment gateway
  • Integration and onboarding are heavier than a simple payment link tool

iyzico vs Lidio: FAQ

Do iyzico and Lidio have a free plan?

iyzico has no free plan. Lidio has no free plan.

Not sure yet?