Expensify vs Ramp
Expensify and Ramp are both accounting & finance tools aimed at small businesses and enterprise. Expensify costs less, from $5/mo versus $15/mo for Ramp. Both have a free plan.
Receipt scanning, expense reports and corporate cards for SMBs
Finance automation with free corporate cards
| Pricing | Freemium · $5 | Freemium · $15 |
| Starting price | $5/mo | $15/mo |
| Free plan | Yes | Yes |
| Free trial | — | 30 days |
| Built for | Small businesses, Enterprise, Freelancers | Small businesses, Enterprise |
| Platforms | web, ios, android | web, ios, android |
| Country | US · 2008 | US · 2019 |
| Rating | — | — |
Choose Expensify if
Small and mid-size companies that reimburse employee spending and want proven receipt scanning with low per-member pricing.
- Collect at $5 per member is cheap and needs no annual commitment
- Control pay-per-use bills only members active that month
- SmartScan and the mobile app are fast and well proven
Look elsewhere if: US companies wanting free card-led spend management or very simple bookkeeping (Ramp, Brex or QuickBooks fit better).
Choose Ramp if
US startups and mid-market companies.
- Free core product
- Excellent automation
- Savings insights
Look elsewhere if: Non-US companies.
Expensify vs Ramp pricing
Expensify
- Submit$0Free for individuals submitting expenses to an approver
- Collect$5/member/moPay-per-use only; approvals, reimbursements, QuickBooks and Xero
- Control (Annual)$18/member/moAs low as $9 with the Expensify Card; 12-month commitment
- Control (Pay-per-use)$36/member/moNo commitment; billed per active member each month
Ramp
- Free$0Cards, expenses, basic AP and AR
- Plus$15/user/moPlus platform fee; 20% off annually; multi-entity
- EnterpriseCustomWorkday/Oracle, global cards, dedicated AM
Expensify · Key features
- SmartScan receipt capture that reads merchant, date and amount from photos
- Expensify Card with automatic transaction matching and real-time limits
- Multi-level approval workflows and rule-based policy enforcement
- Next-day and global reimbursements to employee bank accounts
- Mileage, distance and per diem tracking in the mobile app
- Built-in travel booking tied to expense policies
Cons
- Control pricing mixes annual sizes, pay-per-use and card discounts
- Annual subscription size can only be reduced at renewal
- Recent app redesign moved familiar features around
Ramp · Key features
- Free corporate cards with controls
- Expense automation with AI
- Bill pay and procurement intake
- Travel booking
- Price intelligence and savings insights
- Deep ERP integrations
Cons
- US-focused
- Requires eligibility
- Plus needed for advanced workflows
Expensify vs Ramp: FAQ
Which is cheaper, Expensify or Ramp?
Expensify starts at $5/mo and Ramp at $15/mo. Both prices are checked on the vendors' own pricing pages.
Do Expensify and Ramp have a free plan?
Yes, both Expensify and Ramp have a free plan; paid plans add more usage and features.