Chargebee vs Craftgate

Chargebee is a subscription billing and revenue management platform founded in 2011 in Chennai, India. It sits between your product and one or more payment gateways (Stripe, Adyen, Braintree, PayPal, GoCardless and others) and manages everything that happens after a customer chooses a plan: trials, upgrades, proration, invoicing, collections and reporting.

Core billing handles flat, per-seat, tiered and usage-based pricing, coupons, add-ons and multiple currencies, with hosted checkout pages and a self-serve customer portal. Around it Chargebee adds dunning and smart payment retries, tax calculation through integrations, revenue recognition for ASC 606 and IFRS 15 reporting, subscription analytics such as MRR and churn, and Chargebee Retention (built on its Brightback acquisition) for cancel flows and save offers. Billing runs on a Flow plan priced as a share of monthly invoicing volume (0.80% with no base fee, or $99 a month plus 0.65%), and Enterprise deals with multi-entity features are custom.

Chargebee is a strong fit for B2B SaaS and subscription commerce companies whose pricing has outgrown simple monthly plans, or who need gateway independence for different regions. For a startup with a handful of plans already on Stripe, Stripe Billing is cheaper and faster to implement. Recurly is the closest alternative for consumer subscriptions, Maxio (formerly Chargify and SaaSOptics) targets B2B finance teams, and Paddle or Lemon Squeezy act as merchant of record, taking on global sales tax liability that Chargebee leaves with you.

Craftgate is an Istanbul-based payment orchestration platform for Turkish merchants. Instead of integrating each bank's virtual POS separately, a merchant connects its existing POS agreements and payment providers to Craftgate once and manages them through a single API and dashboard, routing every transaction to the most suitable provider and reducing dependency on any single acquirer.

The platform covers smart routing rules based on card type, bank, installment count or cost, automatic fallback to another POS when a provider fails, installment tables and campaigns, a hosted checkout form and payment links, card storage for repeat payments, fraud rules, and marketplace features for sub-merchant onboarding and split payouts. Reporting brings transactions from every bank into one view, which simplifies reconciliation, and SDKs and plugins help with integration into custom sites and common e-commerce platforms. Pricing is not public and is agreed with each merchant, typically based on transaction volume.

Craftgate suits mid-size and large merchants, marketplaces and subscription businesses that already have several bank POS agreements and want better approval rates, lower costs and resilience. Very small merchants without their own bank agreements are usually better served by an all-in-one payment service provider such as iyzico, PayTR, Param or Sipay, which handle the merchant relationship themselves. Global orchestration tools such as Spreedly or Primer have little coverage of Turkish banks and local installment practices.