Adyen vs MRRaudit
Adyen and MRRaudit are both payments & billing tools. Adyen is aimed at enterprise and E-commerce, while MRRaudit is aimed at small businesses and enterprise. Only MRRaudit has a free plan.
Enterprise payments platform for online, in-store and platform sales
Free audit that explains why Stripe and ChartMogul MRR differ
| Pricing | Paid | Free |
| Starting price | Not published | Not published |
| Free plan | No | Yes |
| Free trial | — | — |
| Built for | Enterprise, E-commerce | Small businesses, Enterprise |
| Platforms | web | web |
| Country | NL · 2006 | DE |
| Rating | — | — |
Choose Adyen if
Large merchants and platforms processing high volumes across several countries and channels that want one acquiring partner.
- Transparent, published Interchange++ pricing with no setup or monthly fees
- Single platform for online, in-store and marketplace payments
- Strong authorization rates from direct acquiring and tokenization
Look elsewhere if: Small businesses and early startups that need instant self-serve setup (Stripe, PayPal, Square).
Choose MRRaudit if
Stripe-billed SaaS companies that need to explain and defend their MRR or ARR figure, with or without ChartMogul.
- Completely free, confirmed by the ChartMogul team at launch
- Built by the ChartMogul team, which has worked on SaaS metrics since 2014
- Works without a ChartMogul account
Look elsewhere if: Teams on other billing systems or anyone who wants ongoing revenue dashboards (Baremetrics, ChartMogul).
Adyen vs MRRaudit pricing
Adyen
- Processing fee$0.13/transactionFixed fee on every payment, plus the payment method fee
- Cards (Visa, Mastercard)Interchange++ + 0.60%Interchange and scheme fees passed through at cost
- American Express3.3% + $0.10North America rate; 3.95% elsewhere
- ACH Direct Debit$0.27/transactionNo setup, monthly or closure fees; minimum invoice may apply
MRRaudit
- Free$0Full MRR audit, read-only Stripe access, no ChartMogul account needed
Adyen · Key features
- Own acquiring and processing for cards in many countries under one contract
- Drop-in and Components SDKs for web, iOS and Android checkout
- Point-of-sale terminals and Tap to Pay on iPhone and Android
- RevenueProtect risk engine with configurable fraud rules
- Network tokenization and automatic card updater to lift authorization rates
- Adyen for Platforms for marketplace onboarding, KYC and split payouts
Cons
- Sales-led onboarding that is not designed for small merchants
- Integration and configuration usually need in-house developers
- Minimum invoice can apply depending on industry
MRRaudit · Key features
- Customer-by-customer comparison of Stripe MRR and ChartMogul MRR
- Stripe-only audit with a temporary ChartMogul account deleted after about 7 days
- Custom MRR rules for refunds, discounts, failed payments and usage revenue
- Discrepancies grouped as missing in Stripe, missing in ChartMogul, MRR or status mismatch
- Plain-language cause for each difference, such as voided invoices or recurring discounts
- Every row linked to the customer, invoices and subscription events behind it
Cons
- Only Stripe is supported as a billing source for now
- A one-off diagnostic, not a dashboard for ongoing metrics
- Stripe data is processed through ChartMogul's platform when you have no account
Adyen vs MRRaudit: FAQ
Do Adyen and MRRaudit have a free plan?
Adyen has no free plan. MRRaudit has a free plan.
Which is better for small businesses, Adyen or MRRaudit?
MRRaudit lists small businesses as a core audience, while Adyen is aimed more at enterprise and E-commerce.