Adyen vs Clocknext
Adyen and Clocknext are both payments & billing tools. Adyen is aimed at enterprise and E-commerce, while Clocknext is aimed at developers and small businesses. Only Clocknext has a free plan.
Enterprise payments platform for online, in-store and platform sales
Usage metering, credits and margin tracking for billing AI agents
| Pricing | Paid | Freemium · $300 |
| Starting price | Not published | $300/mo |
| Free plan | No | Yes |
| Free trial | — | — |
| Built for | Enterprise, E-commerce | Developers, Small businesses, Enterprise |
| Platforms | web | web |
| Country | NL · 2006 | — |
| Rating | — | — |
Choose Adyen if
Large merchants and platforms processing high volumes across several countries and channels that want one acquiring partner.
- Transparent, published Interchange++ pricing with no setup or monthly fees
- Single platform for online, in-store and marketplace payments
- Strong authorization rates from direct acquiring and tokenization
Look elsewhere if: Small businesses and early startups that need instant self-serve setup (Stripe, PayPal, Square).
Choose Clocknext if
AI startups that want to price agents by credits or outcomes and see margin per run without building billing in-house.
- Every pricing model and feature on every plan, including Free
- Free up to $100K of billed revenue a year
- Shows provider cost beside price for each agent run
Look elsewhere if: Classic SaaS companies with plain seat subscriptions or teams needing mature revenue recognition (Chargebee, Recurly, Stripe Billing).
Adyen vs Clocknext pricing
Adyen
- Processing fee$0.13/transactionFixed fee on every payment, plus the payment method fee
- Cards (Visa, Mastercard)Interchange++ + 0.60%Interchange and scheme fees passed through at cost
- American Express3.3% + $0.10North America rate; 3.95% elsewhere
- ACH Direct Debit$0.27/transactionNo setup, monthly or closure fees; minimum invoice may apply
Clocknext
- Free$0Up to $100K billed revenue a year; all pricing models
- Pro$300/moUp to $250K billed revenue/yr, 1:1 Slack support; 20% off yearly
- Business$500/moUp to $500K billed revenue/yr, 1:1 Slack support
- Premium$900/moUp to $1M billed revenue/yr, priority onboarding
- CustomCustomNo revenue cap, SSO/SAML, 5-year retention, solutions engineer
Adyen · Key features
- Own acquiring and processing for cards in many countries under one contract
- Drop-in and Components SDKs for web, iOS and Android checkout
- Point-of-sale terminals and Tap to Pay on iPhone and Android
- RevenueProtect risk engine with configurable fraud rules
- Network tokenization and automatic card updater to lift authorization rates
- Adyen for Platforms for marketplace onboarding, KYC and split payouts
Cons
- Sales-led onboarding that is not designed for small merchants
- Integration and configuration usually need in-house developers
- Minimum invoice can apply depending on industry
Clocknext · Key features
- Usage metering that captures signals at the source through API and SDK
- Prepaid credit wallets with customer top-ups
- Outcome pricing that bills only when all sub-agents succeed
- Composites that bundle several meters into one line item
- Per-token model catalog for costing credits and outcomes
- Margin per invoice, customer, agent and model
Cons
- Does not process payments; you still need Stripe or Paddle
- Only one payment gateway per workspace at a time
- MCP support is live for Claude Code only, other clients coming soon
Adyen vs Clocknext: FAQ
Do Adyen and Clocknext have a free plan?
Adyen has no free plan. Clocknext has a free plan.
Which is better for small businesses, Adyen or Clocknext?
Clocknext lists small businesses as a core audience, while Adyen is aimed more at enterprise and E-commerce.