Param vs Payten
Param and Payten are both payments & billing tools. Param is aimed at small businesses and E-commerce, while Payten is aimed at E-commerce and enterprise.
Virtual POS and payment services from a Turkish payment institution
Payment gateway and Paratika virtual POS for merchants in Türkiye
| Pricing | Paid | Paid |
| Starting price | Not published | Not published |
| Free plan | No | No |
| Free trial | — | — |
| Built for | Small businesses, E-commerce | E-commerce, Enterprise, Small businesses |
| Platforms | web, ios, android | web |
| Country | TR | PL |
| Rating | — | — |
Choose Param if
Small Turkish merchants wanting online and in-person payments.
- Online and in-person options
- Installment support
- Suits small merchants
Look elsewhere if: Global SaaS billing (Stripe, Paddle).
Choose Payten if
Turkish e-commerce companies, marketplaces and B2B sellers that want multi-bank virtual POS, installments and tokenization from a licensed provider.
- One integration and one contract reach many banks' virtual POS
- Paratika is a TCMB-licensed payment institution, with PCI DSS Level 1 and ISO 27001 listed
- Tokenization keeps card data out of the merchant's systems and reduces its compliance scope
Look elsewhere if: Small shops and developers who want public pricing and instant self-serve sign-up, or merchants without Turkish tax and signature documents.
Param vs Payten pricing
Param
- Sanal POS%2,29'dan/per transactionAdvertised starting commission, next-day settlement; KDV not stated
Payten
- CustomCustomCommission offered per merchant; FAQ states no starting fee
Param · Key features
- Virtual POS
- Installments
- Payment links
- Mobile and physical POS options
- E-commerce integrations and API
- Prepaid card and wallet
Cons
- Under TMSF trusteeship since July 2026
- Turkey-focused
- Rates vary
Payten · Key features
- Paratika virtual POS covering many banks under one integration and one contract
- Payment Gateway with smart switching by rules and priorities across banks
- Card tokenization and one-click checkout that keep card data out of your systems
- Installments across nine card programs, including Axess, Bonus, Maximum and Paraf
- Marketplace model that holds buyer payments and pays sellers after order completion
- ParatikLink payment links for selling without a website, such as on Instagram
Cons
- No published rate card; commissions are offered per merchant
- Centred on Türkiye; virtual POS applications need a ready website plus Turkish tax and signature documents
- Paratika's site, FAQ and integration documentation are in Turkish
Param vs Payten: FAQ
Do Param and Payten have a free plan?
Param has no free plan. Payten has no free plan.