Paddle vs Payten
Paddle and Payten are both payments & billing tools. Paddle is aimed at small businesses and developers, while Payten is aimed at E-commerce and enterprise.
Merchant of record for software companies
Payment gateway and Paratika virtual POS for merchants in Türkiye
| Pricing | Paid | Paid |
| Starting price | Not published | Not published |
| Free plan | No | No |
| Free trial | — | — |
| Built for | Small businesses, Developers | E-commerce, Enterprise, Small businesses |
| Platforms | web | web |
| Country | GB · 2012 | PL |
| Rating | — | — |
Choose Paddle if
SaaS and software companies that sell internationally and want to outsource tax and billing entirely.
- Eliminates global tax compliance burden
- Available to sellers worldwide including Turkey
- Subscription billing and dunning included
Look elsewhere if: Marketplaces, physical goods or businesses that need Stripe-level API customization.
Choose Payten if
Turkish e-commerce companies, marketplaces and B2B sellers that want multi-bank virtual POS, installments and tokenization from a licensed provider.
- One integration and one contract reach many banks' virtual POS
- Paratika is a TCMB-licensed payment institution, with PCI DSS Level 1 and ISO 27001 listed
- Tokenization keeps card data out of the merchant's systems and reduces its compliance scope
Look elsewhere if: Small shops and developers who want public pricing and instant self-serve sign-up, or merchants without Turkish tax and signature documents.
Paddle vs Payten pricing
Paddle
- Pay as you go5% + 50¢/per transactionMerchant of record: tax, fraud, chargebacks included
- CustomCustomVolume pricing for larger businesses
Payten
- CustomCustomCommission offered per merchant; FAQ states no starting fee
Paddle · Key features
- Merchant of record: global tax calculation, collection and remittance
- Checkout overlay and inline with localized pricing
- Subscriptions, trials, upgrades, proration and dunning
- Payment methods: cards, PayPal, Apple Pay, Google Pay, local methods
- Retain for failed payment recovery and ProfitWell Metrics
- Invoicing for B2B, API and webhooks
Cons
- Higher fees than direct Stripe
- Less customization than Stripe APIs
- Onboarding review can take time
Payten · Key features
- Paratika virtual POS covering many banks under one integration and one contract
- Payment Gateway with smart switching by rules and priorities across banks
- Card tokenization and one-click checkout that keep card data out of your systems
- Installments across nine card programs, including Axess, Bonus, Maximum and Paraf
- Marketplace model that holds buyer payments and pays sellers after order completion
- ParatikLink payment links for selling without a website, such as on Instagram
Cons
- No published rate card; commissions are offered per merchant
- Centred on Türkiye; virtual POS applications need a ready website plus Turkish tax and signature documents
- Paratika's site, FAQ and integration documentation are in Turkish
Paddle vs Payten: FAQ
Do Paddle and Payten have a free plan?
Paddle has no free plan. Payten has no free plan.