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Microsoft Excel vs Quadratic

Microsoft Excel and Quadratic are both databases & spreadsheets tools. Microsoft Excel is aimed at small businesses and enterprise, while Quadratic is aimed at developers and small businesses. Microsoft Excel costs less, from $9.99/mo versus $20/mo for Quadratic. Both have a free plan.

Microsoft Excel

The standard spreadsheet for analysis, modeling and reporting

Quadratic

AI spreadsheet with Python, SQL and JavaScript in the cells

PricingFreemium · $10Freemium · $20
Starting price$9.99/mo$20/mo
Free planYesYes
Free trial30 days—
Built forSmall businesses, Enterprise, FreelancersDevelopers, Small businesses, Enterprise
Platformsweb, macos, windows, ios, androidweb
CountryUS · 1985US
Rating——

Choose Microsoft Excel if

Finance, accounting and analyst teams that need the deepest spreadsheet features and the industry standard file format.

  • Industry standard skills and file format
  • Unmatched depth for financial modeling and analysis
  • Handles large datasets on the desktop

Look elsewhere if: Teams that mostly collaborate live in the browser on simple sheets (Google Sheets) or need a relational database with views (Airtable).

Choose Quadratic if

Analysts, data scientists and technical founders who want spreadsheet speed with Python and SQL power.

  • Real Python in a spreadsheet without local setup
  • Fast browser rendering even on very large datasets
  • Code stays visible and auditable cell by cell

Look elsewhere if: Finance teams wanting classic spreadsheet modelling (Equals) or non-technical teams needing an operational database (Airtable).

Microsoft Excel vs Quadratic pricing

Microsoft Excel

  • Excel for the web$0Free with a Microsoft account, reduced feature set
  • Microsoft 365 Personal$9.99/mo$99.99/yr; 1 person, desktop apps, Copilot, 1 TB
  • Microsoft 365 Family$12.99/mo$129.99/yr; up to 6 people, 1 TB each
  • Microsoft 365 Premium$19.99/mo$199.99/yr; higher Copilot limits and advanced AI
  • Office Home 2024$179.99/one-timePerpetual Excel, Word, PowerPoint for 1 PC or Mac

Quadratic

  • Free$0Limited AI usage, sharing, files and connections
  • Pro$20/user/mo$18 billed annually; $20 in AI credits/mo, unlimited connections
  • Business$40/user/mo$36 billed annually; $40 in AI credits/mo, buy extra credits
  • EnterpriseCustomSSO, self-hosting option, dedicated support

Microsoft Excel · Key features

  • Dynamic array formulas including XLOOKUP, FILTER and LAMBDA
  • PivotTables, PivotCharts and a wide range of chart types
  • Power Query to import, clean and reshape data from many sources
  • Power Pivot data models for large multi-table analysis
  • Python in Excel for analysis and visualization in the grid
  • Copilot to generate formulas, analyses and summaries from prompts

Cons

  • Advanced features have a steep learning curve
  • Web version lacks some desktop features
  • Emailed copies lead to version chaos

Quadratic · Key features

  • Python, SQL and JavaScript code cells next to formulas
  • AI that writes formulas, code and charts from plain language
  • Direct connections to Postgres, MySQL, Snowflake and BigQuery
  • Import of CSV, Excel, Parquet and PDF tables
  • Agents for auditing sheets, fixing errors and augmenting data
  • MCP server and API for external AI agents

Cons

  • Less familiar for Excel users who never write code
  • AI usage capped by monthly credit allowances
  • Fewer finance-specific templates than Excel or Equals

Microsoft Excel vs Quadratic: FAQ

Which is cheaper, Microsoft Excel or Quadratic?

Microsoft Excel starts at $9.99/mo and Quadratic at $20/mo. Both prices are checked on the vendors' own pricing pages.

Do Microsoft Excel and Quadratic have a free plan?

Yes, both Microsoft Excel and Quadratic have a free plan; paid plans add more usage and features.

Not sure yet?