LUCA vs Wave
LUCA and Wave are both accounting & finance tools. LUCA is aimed at small businesses and freelancers, while Wave is aimed at freelancers and small businesses. Only Wave has a free plan.
LUCA
TÜRMOB-backed web accounting and e-ledger suite for Turkish CPAs
Wave
Free accounting and invoicing for freelancers
| Pricing | Paid | Freemium · $19 |
| Starting price | Not published | $19/mo |
| Free plan | No | Yes |
| Free trial | — | — |
| Built for | Small businesses, Freelancers | Freelancers, Small businesses |
| Platforms | web | web, ios, android |
| Country | TR · 2005 | CA · 2010 |
| Rating | — | — |
Choose LUCA if
Turkish mali müşavirler and the small businesses they serve who want ledgers, returns and e-Defter in one TÜRMOB-backed system.
- Built around Turkish tax law and GİB workflows from day one
- Backed by the accountants' professional body, TÜRMOB
- Accountant and client share one system, cutting data re-entry
Look elsewhere if: Business owners wanting a modern, self-serve pre-accounting app (Paraşüt, Logo İşbaşı, BizimHesap).
Choose Wave if
North American freelancers and micro-businesses on a tight budget.
- Free core accounting
- Simple and approachable
- Good for solo founders
Look elsewhere if: Growing companies or businesses outside the US and Canada.
LUCA vs Wave pricing
LUCA
- Mali Müşavir Paketi₺8,400/yrUp to 50 clients; ₺8,500 one-time entry fee; incl. 20% VAT
- Luca Net KOBİ (Tek Firma)₺9,600/yr1 company, 2 users; ₺15,000 entry fee; incl. VAT
- Luca Net KOBİ (Standart)₺12,000/yr2 companies, 4 users; ₺16,800 entry fee; incl. VAT
- Luca Koza Standart₺10,500/yr3 companies, 5 users; ₺49,000 entry fee; incl. VAT
Wave
- Starter$0Unlimited invoices, estimates, bookkeeping
- Pro$19/mo$190/yr billed annually; auto-import bank transactions
- Payments2.9% + $0.60/per cardPer card transaction on Starter; 3.4% + $0.60 Amex
- Wave Advisorsfrom $149/moDedicated bookkeeper, includes Pro features
LUCA · Key features
- Bulk preparation and one-click GİB filing of VAT, muhtasar and tax returns
- e-Defter files built to GİB technical standards
- Payroll with SGK and income tax incentives by validity date
- Bank statement import and automatic exchange rates from the central bank
- Inflation accounting using TÜİK coefficients
- Luca Net KOBİ with stock, current accounts, e-Fatura and e-Arşiv
Cons
- One-time entry fees on top of annual license fees
- Dated interface compared with Paraşüt or Logo İşbaşı
- No app marketplace; Koza's web service API is a paid add-on
Wave · Key features
- Free invoicing and estimates
- Double-entry accounting and reports
- Bank connections and transaction import
- Receipt capture (Pro)
- Card and bank payments
- Payroll add-on in US and Canada
Cons
- US and Canada focus
- Limited features and integrations
- Support mostly paid
LUCA vs Wave: FAQ
Do LUCA and Wave have a free plan?
LUCA has no free plan. Wave has a free plan.