Happy Valley

iyzico vs Payten

iyzico and Payten are both payments & billing tools. iyzico is aimed at small businesses and E-commerce, while Payten is aimed at E-commerce and enterprise.

iyzico

Payment gateway for Turkey

Payten

Payment gateway and Paratika virtual POS for merchants in Türkiye

PricingPaidPaid
Starting priceNot publishedNot published
Free planNoNo
Free trial——
Built forSmall businesses, E-commerceE-commerce, Enterprise, Small businesses
Platformswebweb
CountryTR · 2013PL
Rating——

Choose iyzico if

Businesses selling to Turkish customers.

  • Works for Turkish businesses
  • Installment support
  • Marketplace features

Look elsewhere if: Global SaaS outside Turkey (Stripe, Paddle).

Choose Payten if

Turkish e-commerce companies, marketplaces and B2B sellers that want multi-bank virtual POS, installments and tokenization from a licensed provider.

  • One integration and one contract reach many banks' virtual POS
  • Paratika is a TCMB-licensed payment institution, with PCI DSS Level 1 and ISO 27001 listed
  • Tokenization keeps card data out of the merchant's systems and reduces its compliance scope

Look elsewhere if: Small shops and developers who want public pricing and instant self-serve sign-up, or merchants without Turkish tax and signature documents.

iyzico vs Payten pricing

iyzico

  • Standard (companies)4.29% + ₺0.25Per successful transaction, BSMV incl.; KDV not stated
  • Link (individuals)from 4.49% + ₺0.25Non-company sellers
  • MarketplaceCustomCommission agreed per arrangement

Payten

  • CustomCustomCommission offered per merchant; FAQ states no starting fee

iyzico · Key features

  • Card payments with installments
  • Marketplace payments and sub-merchant payouts
  • Subscription payments
  • iyzico wallet checkout
  • Payment links and invoicing
  • E-commerce plugins and API

Cons

  • Turkey-focused
  • Fees higher than global processors
  • Developer experience behind Stripe

Payten · Key features

  • Paratika virtual POS covering many banks under one integration and one contract
  • Payment Gateway with smart switching by rules and priorities across banks
  • Card tokenization and one-click checkout that keep card data out of your systems
  • Installments across nine card programs, including Axess, Bonus, Maximum and Paraf
  • Marketplace model that holds buyer payments and pays sellers after order completion
  • ParatikLink payment links for selling without a website, such as on Instagram

Cons

  • No published rate card; commissions are offered per merchant
  • Centred on Türkiye; virtual POS applications need a ready website plus Turkish tax and signature documents
  • Paratika's site, FAQ and integration documentation are in Turkish

iyzico vs Payten: FAQ

Do iyzico and Payten have a free plan?

iyzico has no free plan. Payten has no free plan.

Not sure yet?