Gumroad vs Payten
Gumroad and Payten are both payments & billing tools. Gumroad is aimed at creators, while Payten is aimed at E-commerce and enterprise. Only Gumroad has a free plan.
Sell digital products with zero monthly fee
Payment gateway and Paratika virtual POS for merchants in Türkiye
| Pricing | Free | Paid |
| Starting price | Not published | Not published |
| Free plan | Yes | No |
| Free trial | — | — |
| Built for | Creators | E-commerce, Enterprise, Small businesses |
| Platforms | web | web |
| Country | US · 2011 | PL |
| Rating | — | — |
Choose Gumroad if
Creators starting to sell digital products without upfront costs.
- No monthly fee
- Extremely simple setup
- Tax handled as merchant of record
Look elsewhere if: Established sellers with volume (Lemon Squeezy, Payhip, Stripe).
Choose Payten if
Turkish e-commerce companies, marketplaces and B2B sellers that want multi-bank virtual POS, installments and tokenization from a licensed provider.
- One integration and one contract reach many banks' virtual POS
- Paratika is a TCMB-licensed payment institution, with PCI DSS Level 1 and ISO 27001 listed
- Tokenization keeps card data out of the merchant's systems and reduces its compliance scope
Look elsewhere if: Small shops and developers who want public pricing and instant self-serve sign-up, or merchants without Turkish tax and signature documents.
Gumroad vs Payten pricing
Gumroad
- Direct sales10% + $0.50/saleNo monthly fee; profile or direct links
- Discover sales30%/saleSales via Gumroad Discover marketplace
Payten
- CustomCustomCommission offered per merchant; FAQ states no starting fee
Gumroad · Key features
- Sell digital downloads, memberships and courses
- Simple product pages and storefront
- Merchant of record for sales tax
- Discount codes, upsells and affiliates
- Email updates to customers
- Discover marketplace
Cons
- 10% fee is high at scale
- Limited design customization
- Discover fee is 30%
Payten · Key features
- Paratika virtual POS covering many banks under one integration and one contract
- Payment Gateway with smart switching by rules and priorities across banks
- Card tokenization and one-click checkout that keep card data out of your systems
- Installments across nine card programs, including Axess, Bonus, Maximum and Paraf
- Marketplace model that holds buyer payments and pays sellers after order completion
- ParatikLink payment links for selling without a website, such as on Instagram
Cons
- No published rate card; commissions are offered per merchant
- Centred on Türkiye; virtual POS applications need a ready website plus Turkish tax and signature documents
- Paratika's site, FAQ and integration documentation are in Turkish
Gumroad vs Payten: FAQ
Do Gumroad and Payten have a free plan?
Gumroad has a free plan. Payten has no free plan.
Which is better for small businesses, Gumroad or Payten?
Payten lists small businesses as a core audience, while Gumroad is aimed more at creators.