Happy Valley

Fiskl vs Zoho Books

Fiskl and Zoho Books are both accounting & finance tools. Fiskl is aimed at freelancers and small businesses, while Zoho Books is aimed at small businesses. Fiskl costs less, from $15/mo versus $20/mo for Zoho Books. Both have a free plan.

Fiskl

Multi-currency invoicing and accounting

Zoho Books

Affordable accounting with a free tier

PricingFreemium · $15Freemium · $20
Starting price$15/mo$20/mo
Free planYesYes
Free trial—14 days
Built forFreelancers, Small businessesSmall businesses
Platformsweb, ios, androidweb, ios, android
CountryGB · 2017IN · 2011
Rating——

Choose Fiskl if

Freelancers with international clients.

  • Mobile-first
  • Multi-currency
  • Affordable

Look elsewhere if: Growing companies.

Choose Zoho Books if

SMBs seeking value and multi-country compliance.

  • Excellent value
  • Free plan for small businesses
  • Strong compliance coverage

Look elsewhere if: US businesses tied to QuickBooks-savvy accountants.

Fiskl vs Zoho Books pricing

Fiskl

  • Free$0Basic features, no accounting or chart of accounts
  • Solo$15/moUnlimited invoices, 1 GB document storage
  • Pro$20/moAccountant access, 2 users, 2 GB storage
  • Prime$35/moPremium onboarding and training, 5 GB storage

Zoho Books

  • Free$0Revenue under $50K/yr, 1 user + accountant, 1,000 invoices/yr
  • Standard$20/org/mo$15/mo billed annually; 3 users
  • Professional$50/org/mo$40/mo billed annually; 5 users, inventory, projects
  • Premium$70/org/mo$60/mo billed annually; 10 users, custom modules
  • Elite$150/org/mo$120/mo billed annually; full inventory management

Fiskl · Key features

  • Multi-currency invoicing
  • Expense capture
  • Bank feeds
  • AI categorization
  • Payments
  • Reports

Cons

  • Smaller brand
  • Limited integrations
  • Not full accounting for growth

Zoho Books · Key features

  • Invoicing, quotes and recurring billing
  • Bank feeds and reconciliation
  • Inventory and projects
  • Multi-country tax compliance
  • Client portal and workflows
  • Zoho suite integration

Cons

  • UI can feel busy
  • Best inside Zoho ecosystem
  • Support variable

Fiskl vs Zoho Books: FAQ

Which is cheaper, Fiskl or Zoho Books?

Fiskl starts at $15/mo and Zoho Books at $20/mo. Both prices are checked on the vendors' own pricing pages.

Do Fiskl and Zoho Books have a free plan?

Yes, both Fiskl and Zoho Books have a free plan; paid plans add more usage and features.

Not sure yet?