Happy Valley

Fiskl vs Wave

Fiskl and Wave are both accounting & finance tools aimed at freelancers and small businesses. Fiskl costs less, from $15/mo versus $19/mo for Wave. Both have a free plan.

Fiskl

Multi-currency invoicing and accounting

Wave

Free accounting and invoicing for freelancers

PricingFreemium · $15Freemium · $19
Starting price$15/mo$19/mo
Free planYesYes
Free trial——
Built forFreelancers, Small businessesFreelancers, Small businesses
Platformsweb, ios, androidweb, ios, android
CountryGB · 2017CA · 2010
Rating——

Choose Fiskl if

Freelancers with international clients.

  • Mobile-first
  • Multi-currency
  • Affordable

Look elsewhere if: Growing companies.

Choose Wave if

North American freelancers and micro-businesses on a tight budget.

  • Free core accounting
  • Simple and approachable
  • Good for solo founders

Look elsewhere if: Growing companies or businesses outside the US and Canada.

Fiskl vs Wave pricing

Fiskl

  • Free$0Basic features, no accounting or chart of accounts
  • Solo$15/moUnlimited invoices, 1 GB document storage
  • Pro$20/moAccountant access, 2 users, 2 GB storage
  • Prime$35/moPremium onboarding and training, 5 GB storage

Wave

  • Starter$0Unlimited invoices, estimates, bookkeeping
  • Pro$19/mo$190/yr billed annually; auto-import bank transactions
  • Payments2.9% + $0.60/per cardPer card transaction on Starter; 3.4% + $0.60 Amex
  • Wave Advisorsfrom $149/moDedicated bookkeeper, includes Pro features

Fiskl · Key features

  • Multi-currency invoicing
  • Expense capture
  • Bank feeds
  • AI categorization
  • Payments
  • Reports

Cons

  • Smaller brand
  • Limited integrations
  • Not full accounting for growth

Wave · Key features

  • Free invoicing and estimates
  • Double-entry accounting and reports
  • Bank connections and transaction import
  • Receipt capture (Pro)
  • Card and bank payments
  • Payroll add-on in US and Canada

Cons

  • US and Canada focus
  • Limited features and integrations
  • Support mostly paid

Fiskl vs Wave: FAQ

Which is cheaper, Fiskl or Wave?

Fiskl starts at $15/mo and Wave at $19/mo. Both prices are checked on the vendors' own pricing pages.

Do Fiskl and Wave have a free plan?

Yes, both Fiskl and Wave have a free plan; paid plans add more usage and features.

Not sure yet?