Happy Valley

Fiskl vs Ramp

Fiskl and Ramp are both accounting & finance tools. Fiskl is aimed at freelancers and small businesses, while Ramp is aimed at small businesses and enterprise. Both have a free plan.

Fiskl

Multi-currency invoicing and accounting

Ramp

Finance automation with free corporate cards

PricingFreemium · $15Freemium · $15
Starting price$15/mo$15/mo
Free planYesYes
Free trial—30 days
Built forFreelancers, Small businessesSmall businesses, Enterprise
Platformsweb, ios, androidweb, ios, android
CountryGB · 2017US · 2019
Rating——

Choose Fiskl if

Freelancers with international clients.

  • Mobile-first
  • Multi-currency
  • Affordable

Look elsewhere if: Growing companies.

Choose Ramp if

US startups and mid-market companies.

  • Free core product
  • Excellent automation
  • Savings insights

Look elsewhere if: Non-US companies.

Fiskl vs Ramp pricing

Fiskl

  • Free$0Basic features, no accounting or chart of accounts
  • Solo$15/moUnlimited invoices, 1 GB document storage
  • Pro$20/moAccountant access, 2 users, 2 GB storage
  • Prime$35/moPremium onboarding and training, 5 GB storage

Ramp

  • Free$0Cards, expenses, basic AP and AR
  • Plus$15/user/moPlus platform fee; 20% off annually; multi-entity
  • EnterpriseCustomWorkday/Oracle, global cards, dedicated AM

Fiskl · Key features

  • Multi-currency invoicing
  • Expense capture
  • Bank feeds
  • AI categorization
  • Payments
  • Reports

Cons

  • Smaller brand
  • Limited integrations
  • Not full accounting for growth

Ramp · Key features

  • Free corporate cards with controls
  • Expense automation with AI
  • Bill pay and procurement intake
  • Travel booking
  • Price intelligence and savings insights
  • Deep ERP integrations

Cons

  • US-focused
  • Requires eligibility
  • Plus needed for advanced workflows

Fiskl vs Ramp: FAQ

Do Fiskl and Ramp have a free plan?

Yes, both Fiskl and Ramp have a free plan; paid plans add more usage and features.

Not sure yet?