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Craftgate vs PayPal

Craftgate and PayPal are both payments & billing tools. Craftgate is aimed at small businesses and enterprise, while PayPal is aimed at small businesses and freelancers. Only PayPal has a free plan.

Craftgate

One-stop payment orchestration platform

PayPal

Global payments and invoicing

PricingPaidFree
Starting priceNot publishedNot published
Free planNoYes
Free trial——
Built forSmall businesses, Enterprise, DevelopersSmall businesses, Freelancers
Platformswebweb, ios, android
CountryTRUS · 1998
Rating——

Choose Craftgate if

Merchants, marketplaces and platforms that work with several banks and payment providers.

  • Independent payment orchestration
  • Reduces dependency on one provider
  • Better authorization rates via routing

Look elsewhere if: Small stores using one gateway.

Choose PayPal if

Merchants wanting trusted checkout options.

  • Trusted brand increases conversion
  • Global reach
  • Easy setup

Look elsewhere if: Sole processor for high-volume SaaS.

Craftgate vs PayPal pricing

Craftgate

  • CustomCustomCommission agreed per merchant; no public rates

PayPal

  • Business account$0Free to open; fees per transaction
  • Checkout3.49% + fixed fee/per transactionUS domestic; cards 2.99% + fixed fee; +1.50% international

Craftgate · Key features

  • Single integration to virtual POS, payment institutions and alternative methods
  • Smart and dynamic payment routing
  • Retry of failed payments through an alternative provider
  • Autopilot continuity during POS downtime
  • Payment gateway, card storage, one-click and recurring payments
  • Link and QR payments and fraud management

Cons

  • Value grows with multiple POS agreements
  • Pricing quote-based

PayPal · Key features

  • PayPal and Venmo checkout
  • Card processing
  • Pay Later options
  • Invoices and payment links
  • Buyer and seller protection
  • Multi-currency

Cons

  • High fees
  • Account holds and disputes
  • Developer experience behind Stripe

Craftgate vs PayPal: FAQ

Do Craftgate and PayPal have a free plan?

Craftgate has no free plan. PayPal has a free plan.

Not sure yet?

Craftgate vs PayPal (2026): Pricing and Features