Craftgate vs Mercury
Craftgate and Mercury are both payments & billing tools. Craftgate is aimed at small businesses and enterprise, while Mercury is aimed at small businesses and developers. Only Mercury has a free plan.
| Pricing | Paid | Freemium · $30 |
| Starting price | Not published | $29.90/mo |
| Free plan | No | Yes |
| Free trial | — | — |
| Built for | Small businesses, Enterprise, Developers | Small businesses, Developers |
| Platforms | web | web, ios, android |
| Country | TR | US · 2017 |
| Rating | — | — |
Choose Craftgate if
Turkish merchants with several bank POS agreements.
- Reduces dependency on one provider
- Better authorization rates via routing
- Unified dashboard
Look elsewhere if: Small stores using one gateway.
Choose Mercury if
US-incorporated startups.
- Fast, founder-friendly onboarding
- No monthly fees on core
- Excellent UI
Look elsewhere if: Non-US entities.
Craftgate vs Mercury pricing
Craftgate
- CustomCustomCommission agreed per merchant; no public rates
Mercury
- Mercury$0Banking, cards, invoicing, bill pay, expense management
- Plus$29.90/moRecurring invoices, ACH debit invoicing; 15% off annually
- Pro$299/moRelationship manager, NetSuite categorizations
Craftgate · Key features
- Single API for multiple virtual POS
- Smart routing between providers
- Installments and campaigns
- Marketplace and sub-merchant payouts
- Unified reporting and reconciliation
- Fraud tools
Cons
- Turkey-focused
- Value grows with multiple POS agreements
- Setup more complex than a single gateway
Mercury · Key features
- Business checking and savings
- Debit and credit cards
- Treasury and yield
- Invoicing and bill pay
- International wires
- API and integrations
Cons
- US entities only
- Cash deposits limited
- Not a full-service bank
Craftgate vs Mercury: FAQ
Do Craftgate and Mercury have a free plan?
Craftgate has no free plan. Mercury has a free plan.