ChatGPT vs Microsoft Copilot
ChatGPT and Microsoft Copilot are both AI assistants tools. ChatGPT is aimed at small businesses and creators, while Microsoft Copilot is aimed at enterprise and small businesses. ChatGPT costs less, from $8/mo versus $9.99/mo for Microsoft Copilot. Both have a free plan.
OpenAI's conversational assistant
AI assistant inside Windows and Microsoft 365
| Pricing | Freemium · $8 | Freemium · $10 |
| Starting price | $8/mo | $9.99/mo |
| Free plan | Yes | Yes |
| Free trial | — | — |
| Built for | Small businesses, Creators, Developers | Enterprise, Small businesses |
| Platforms | web, ios, android, macos, windows | web, macos, windows, ios, android |
| Country | US · 2022 | US · 2023 |
| Rating | — | — |
Choose ChatGPT if
Knowledge workers, students and teams who want one general-purpose assistant with wide capabilities.
- Broadest feature set and app ecosystem
- Strong free tier
- Desktop and mobile apps are polished
Look elsewhere if: Workflows that need deterministic outputs or on-premise deployment; use APIs with structured outputs instead.
Choose Microsoft Copilot if
Organizations standardized on Microsoft 365.
- Deep integration where people already work
- Enterprise-grade security and compliance
- Uses organizational context
Look elsewhere if: Google Workspace teams (Gemini) or individuals who prefer ChatGPT or Claude.
ChatGPT vs Microsoft Copilot pricing
ChatGPT
- Free$0Ad-supported, limited usage
- Go$8/moAd-supported, higher limits than Free
- Plus$20/moAdvanced models and features
- Pro (5x)$100/mo5x Plus usage
- Pro (20x)$200/mo20x Plus usage
Microsoft Copilot
- Copilot (free)$0Limited free version subject to capacity
- Microsoft 365 Personal$9.99/mo$99.99/yr; Copilot in Word, Excel, PowerPoint, Outlook
- Microsoft 365 Family$12.99/mo$129.99/yr; 1-6 people, AI for owner only
- Microsoft 365 Premium$19.99/mo$199.99/yr; extensive Copilot usage, agentic AI
- Microsoft 365 Copilot Business$25.20/user/moAdd-on; $21 paid yearly (promo $18 to 31 Dec 2026)
ChatGPT · Key features
- Chat with web search, citations and file/image analysis
- Deep Research for long-form multi-source reports
- Image generation and editing
- Advanced Voice mode and desktop apps
- Custom GPTs with Actions and a GPT Store
- Projects, memory and Business/Enterprise admin controls
Cons
- Usage limits on Plus for the best models
- Pro tier is expensive
- Hallucinations still require verification
Microsoft Copilot · Key features
- Copilot in Word, Excel, PowerPoint, Outlook, Teams
- Grounded in Microsoft Graph work data
- Meeting recaps and action items in Teams
- Copilot Studio for custom agents
- Enterprise data protection
- Free consumer Copilot with web grounding
Cons
- Per-user business add-on is expensive
- Quality depends on permissions and data hygiene
- Uneven experience across apps
ChatGPT vs Microsoft Copilot: FAQ
Which is cheaper, ChatGPT or Microsoft Copilot?
ChatGPT starts at $8/mo and Microsoft Copilot at $9.99/mo. Both prices are checked on the vendors' own pricing pages.
Do ChatGPT and Microsoft Copilot have a free plan?
Yes, both ChatGPT and Microsoft Copilot have a free plan; paid plans add more usage and features.