Brex vs Zoho Books
Brex and Zoho Books are both accounting & finance tools. Brex is aimed at enterprise and small businesses, while Zoho Books is aimed at small businesses. Brex costs less, from $12/mo versus $20/mo for Zoho Books. Both have a free plan.
Brex
Corporate cards and spend management
Zoho Books
Affordable accounting with a free tier
| Pricing | Freemium · $12 | Freemium · $20 |
| Starting price | $12/mo | $20/mo |
| Free plan | Yes | Yes |
| Free trial | — | 14 days |
| Built for | Enterprise, Small businesses | Small businesses |
| Platforms | web, ios, android | web, ios, android |
| Country | US · 2017 | IN · 2011 |
| Rating | — | — |
Choose Brex if
US-based startups and mid-market companies.
- Strong controls and automation
- Global capabilities
- Free core plan
Look elsewhere if: Businesses outside supported markets.
Choose Zoho Books if
SMBs seeking value and multi-country compliance.
- Excellent value
- Free plan for small businesses
- Strong compliance coverage
Look elsewhere if: US businesses tied to QuickBooks-savvy accountants.
Brex vs Zoho Books pricing
Brex
- Essentials$0Up to 2 entities; one local card program
- Premium$12/user/moMulti-entity, US and international
- EnterpriseCustomUnlimited US or global entities
Zoho Books
- Free$0Revenue under $50K/yr, 1 user + accountant, 1,000 invoices/yr
- Standard$20/org/mo$15/mo billed annually; 3 users
- Professional$50/org/mo$40/mo billed annually; 5 users, inventory, projects
- Premium$70/org/mo$60/mo billed annually; 10 users, custom modules
- Elite$150/org/mo$120/mo billed annually; full inventory management
Brex · Key features
- Corporate cards with real-time controls
- Expense management and receipt AI
- Bill pay and procurement
- Travel booking with policies
- Business banking and treasury
- Accounting integrations
Cons
- Eligibility requirements
- Premium features cost per user
- Primarily US-focused banking
Zoho Books · Key features
- Invoicing, quotes and recurring billing
- Bank feeds and reconciliation
- Inventory and projects
- Multi-country tax compliance
- Client portal and workflows
- Zoho suite integration
Cons
- UI can feel busy
- Best inside Zoho ecosystem
- Support variable
Brex vs Zoho Books: FAQ
Which is cheaper, Brex or Zoho Books?
Brex starts at $12/mo and Zoho Books at $20/mo. Both prices are checked on the vendors' own pricing pages.
Do Brex and Zoho Books have a free plan?
Yes, both Brex and Zoho Books have a free plan; paid plans add more usage and features.