Brex vs Wave
Brex and Wave are both accounting & finance tools. Brex is aimed at enterprise and small businesses, while Wave is aimed at freelancers and small businesses. Brex costs less, from $12/mo versus $19/mo for Wave. Both have a free plan.
| Pricing | Freemium · $12 | Freemium · $19 |
| Starting price | $12/mo | $19/mo |
| Free plan | Yes | Yes |
| Free trial | — | — |
| Built for | Enterprise, Small businesses | Freelancers, Small businesses |
| Platforms | web, ios, android | web, ios, android |
| Country | US · 2017 | CA · 2010 |
| Rating | — | — |
Choose Brex if
US-based startups and mid-market companies.
- Strong controls and automation
- Global capabilities
- Free core plan
Look elsewhere if: Businesses outside supported markets.
Choose Wave if
North American freelancers and micro-businesses on a tight budget.
- Free core accounting
- Simple and approachable
- Good for solo founders
Look elsewhere if: Growing companies or businesses outside the US and Canada.
Brex vs Wave pricing
Brex
- Essentials$0Up to 2 entities; one local card program
- Premium$12/user/moMulti-entity, US and international
- EnterpriseCustomUnlimited US or global entities
Wave
- Starter$0Unlimited invoices, estimates, bookkeeping
- Pro$19/mo$190/yr billed annually; auto-import bank transactions
- Payments2.9% + $0.60/per cardPer card transaction on Starter; 3.4% + $0.60 Amex
- Wave Advisorsfrom $149/moDedicated bookkeeper, includes Pro features
Brex · Key features
- Corporate cards with real-time controls
- Expense management and receipt AI
- Bill pay and procurement
- Travel booking with policies
- Business banking and treasury
- Accounting integrations
Cons
- Eligibility requirements
- Premium features cost per user
- Primarily US-focused banking
Wave · Key features
- Free invoicing and estimates
- Double-entry accounting and reports
- Bank connections and transaction import
- Receipt capture (Pro)
- Card and bank payments
- Payroll add-on in US and Canada
Cons
- US and Canada focus
- Limited features and integrations
- Support mostly paid
Brex vs Wave: FAQ
Which is cheaper, Brex or Wave?
Brex starts at $12/mo and Wave at $19/mo. Both prices are checked on the vendors' own pricing pages.
Do Brex and Wave have a free plan?
Yes, both Brex and Wave have a free plan; paid plans add more usage and features.