Brex vs Ramp
Brex and Ramp are both accounting & finance tools. Brex is aimed at enterprise and small businesses, while Ramp is aimed at small businesses and enterprise. Brex costs less, from $12/mo versus $15/mo for Ramp. Both have a free plan.
| Pricing | Freemium · $12 | Freemium · $15 |
| Starting price | $12/mo | $15/mo |
| Free plan | Yes | Yes |
| Free trial | — | 30 days |
| Built for | Enterprise, Small businesses | Small businesses, Enterprise |
| Platforms | web, ios, android | web, ios, android |
| Country | US · 2017 | US · 2019 |
| Rating | — | — |
Choose Brex if
US-based startups and mid-market companies.
- Strong controls and automation
- Global capabilities
- Free core plan
Look elsewhere if: Businesses outside supported markets.
Choose Ramp if
US startups and mid-market companies.
- Free core product
- Excellent automation
- Savings insights
Look elsewhere if: Non-US companies.
Brex vs Ramp pricing
Brex
- Essentials$0Up to 2 entities; one local card program
- Premium$12/user/moMulti-entity, US and international
- EnterpriseCustomUnlimited US or global entities
Ramp
- Free$0Cards, expenses, basic AP and AR
- Plus$15/user/moPlus platform fee; 20% off annually; multi-entity
- EnterpriseCustomWorkday/Oracle, global cards, dedicated AM
Brex · Key features
- Corporate cards with real-time controls
- Expense management and receipt AI
- Bill pay and procurement
- Travel booking with policies
- Business banking and treasury
- Accounting integrations
Cons
- Eligibility requirements
- Premium features cost per user
- Primarily US-focused banking
Ramp · Key features
- Free corporate cards with controls
- Expense automation with AI
- Bill pay and procurement intake
- Travel booking
- Price intelligence and savings insights
- Deep ERP integrations
Cons
- US-focused
- Requires eligibility
- Plus needed for advanced workflows
Brex vs Ramp: FAQ
Which is cheaper, Brex or Ramp?
Brex starts at $12/mo and Ramp at $15/mo. Both prices are checked on the vendors' own pricing pages.
Do Brex and Ramp have a free plan?
Yes, both Brex and Ramp have a free plan; paid plans add more usage and features.