Brex vs Mercury
Brex and Mercury are both accounting & finance tools. Brex is aimed at enterprise and small businesses, while Mercury is aimed at small businesses and developers. Brex costs less, from $12/mo versus $29.90/mo for Mercury. Both have a free plan.
| Pricing | Freemium · $12 | Freemium · $30 |
| Starting price | $12/mo | $29.90/mo |
| Free plan | Yes | Yes |
| Free trial | — | — |
| Built for | Enterprise, Small businesses | Small businesses, Developers |
| Platforms | web, ios, android | web, ios, android |
| Country | US · 2017 | US · 2017 |
| Rating | — | — |
Choose Brex if
US-based startups and mid-market companies.
- Strong controls and automation
- Global capabilities
- Free core plan
Look elsewhere if: Businesses outside supported markets.
Choose Mercury if
US-incorporated startups.
- Fast, founder-friendly onboarding
- No monthly fees on core
- Excellent UI
Look elsewhere if: Non-US entities.
Brex vs Mercury pricing
Brex
- Essentials$0Up to 2 entities; one local card program
- Premium$12/user/moMulti-entity, US and international
- EnterpriseCustomUnlimited US or global entities
Mercury
- Mercury$0Banking, cards, invoicing, bill pay, expense management
- Plus$29.90/moRecurring invoices, ACH debit invoicing; 15% off annually
- Pro$299/moRelationship manager, NetSuite categorizations
Brex · Key features
- Corporate cards with real-time controls
- Expense management and receipt AI
- Bill pay and procurement
- Travel booking with policies
- Business banking and treasury
- Accounting integrations
Cons
- Eligibility requirements
- Premium features cost per user
- Primarily US-focused banking
Mercury · Key features
- Business checking and savings
- Debit and credit cards
- Treasury and yield
- Invoicing and bill pay
- International wires
- API and integrations
Cons
- US entities only
- Cash deposits limited
- Not a full-service bank
Brex vs Mercury: FAQ
Which is cheaper, Brex or Mercury?
Brex starts at $12/mo and Mercury at $29.90/mo. Both prices are checked on the vendors' own pricing pages.
Do Brex and Mercury have a free plan?
Yes, both Brex and Mercury have a free plan; paid plans add more usage and features.