Bizim Hesap vs Wave

Bizim Hesap is a Turkish cloud pre-accounting service for small businesses, shopkeepers and sole traders. It replaces notebooks and spreadsheets with a simple web and mobile app for issuing invoices, tracking who owes what and seeing cash flow, and it is designed for business owners who are not accountants.

Users create sales and purchase invoices and issue e-invoices and e-archive invoices in line with the Turkish Revenue Administration (GİB) requirements. Customer and supplier accounts show balances and payment history; cash, bank and credit card accounts track money in and out; expenses can be recorded quickly; and stock tracking follows products and quantities. Reports summarize sales, collections, payables and profitability, and the business's accountant can be given access to review records and prepare filings. Pricing is a subscription in Turkish lira, typically billed annually, and changes periodically with inflation.

Bizim Hesap suits micro and small businesses that want straightforward invoicing and receivables tracking without the depth of an ERP. It is Turkey-specific, has fewer third-party integrations than larger rivals, and growing companies with complex inventory, production or multi-branch needs will outgrow it. Paraşüt is the best-known alternative with more integrations, Logo İşbaşı brings the backing of Logo Yazılım and a path to its ERP products, and KolayBi targets the same small-business segment.

The practical choice between these tools usually comes down to interface preference, the accountant's familiarity and the current lira price.

Wave is a small-business financial software company from Toronto that offers free invoicing and accounting, mainly for freelancers, sole proprietors and very small businesses in the United States and Canada. It was acquired by H&R Block in 2019 and makes money from payment processing, payroll and its paid Pro plan rather than charging for basic bookkeeping.

The free Starter plan includes unlimited invoices and estimates, double-entry accounting, connected bank accounts, income and expense tracking and standard reports such as profit and loss, balance sheet and sales tax. Pro adds automatic import and categorisation of bank transactions, receipt capture and automated payment reminders. Online card and bank payments on invoices are charged per transaction, and Wave Payroll is an add-on with automated tax filing in supported US states, priced per month plus a fee per employee. Most features are designed around US and Canadian banks, taxes and payment rails.

Wave fits North American freelancers and micro-businesses that want simple, free books and professional invoices. Outside the US and Canada, payments, payroll and bank connections are largely unavailable, integrations are few, inventory and multi-user workflows are basic, and fast support is a paid feature. QuickBooks Online and Xero are the standard upgrades as a business grows, FreshBooks is stronger for service-based invoicing, and Zoho Books is a good-value option with wider international support.