Bizim Hesap vs Mercury

Bizim Hesap is a Turkish cloud pre-accounting service for small businesses, shopkeepers and sole traders. It replaces notebooks and spreadsheets with a simple web and mobile app for issuing invoices, tracking who owes what and seeing cash flow, and it is designed for business owners who are not accountants.

Users create sales and purchase invoices and issue e-invoices and e-archive invoices in line with the Turkish Revenue Administration (GİB) requirements. Customer and supplier accounts show balances and payment history; cash, bank and credit card accounts track money in and out; expenses can be recorded quickly; and stock tracking follows products and quantities. Reports summarize sales, collections, payables and profitability, and the business's accountant can be given access to review records and prepare filings. Pricing is a subscription in Turkish lira, typically billed annually, and changes periodically with inflation.

Bizim Hesap suits micro and small businesses that want straightforward invoicing and receivables tracking without the depth of an ERP. It is Turkey-specific, has fewer third-party integrations than larger rivals, and growing companies with complex inventory, production or multi-branch needs will outgrow it. Paraşüt is the best-known alternative with more integrations, Logo İşbaşı brings the backing of Logo Yazılım and a path to its ERP products, and KolayBi targets the same small-business segment.

The practical choice between these tools usually comes down to interface preference, the accountant's familiarity and the current lira price.

Mercury is a US financial technology company, founded in 2017 and based in San Francisco, that provides business banking for startups and online businesses. Mercury itself is not a bank: accounts are held at partner banks, and deposits can be swept across a network of banks to extend FDIC insurance well beyond the standard limit for a single bank.

The free core product includes checking and savings accounts, physical and virtual debit cards, a corporate credit card, domestic and international wires, ACH transfers, invoicing, bill pay and an API for automating finance. Mercury Treasury invests idle cash in money market funds for yield, and the paid tiers, Mercury Plus and Mercury Pro, add advanced bill pay, reimbursements and dedicated support. Onboarding is online and fast, and many founders outside the United States use Mercury for a Delaware company formed through services such as Stripe Atlas.

Mercury fits venture-backed and bootstrapped startups with a US entity that want a modern interface and an API. It only serves US-registered companies, cash deposits and some traditional banking services are limited, and as a fintech it depends on its partner banks. Brex and Ramp focus more on spend management and corporate cards, Relay offers many sub-accounts for profit-first budgeting, and traditional banks provide fuller lending relationships for companies that need credit lines.